Trong l&#297;nh v&#7921;c crypto, c&oacute; l&#7869; vi&#7879;c &#273;&#7871;n s&#7899;m c&oacute; th&#7875; th&#7921;c s&#7921; mang l&#7841;i l&#7907;i &iacute;ch. &#272;i&#7873;u n&agrave;y d&#432;&#7901;ng nh&#432; &#273;&uacute;ng &#273;&#7889;i v&#7899;i Ripple Labs, c&ocirc;ng ty blockchain c&oacute; tr&#7909; s&#7903; t&#7841;i San Francisco, hi&#7879;n c&oacute; gi&aacute; tr&#7883; h&#417;n 40 t&#7927; USD.
V&agrave; sau nhi&#7873;u n&#259;m &#273;&#7889;i &#273;&#7847;u v&#7899;i SEC, c&ocirc;ng ty &#273;ang tr&#7843;i qua giai &#273;o&#7841;n thu&#7853;n l&#7907;i h&#417;n trong m&ocirc;i tr&#432;&#7901;ng qu&#7843;n l&yacute; v&#7899;i Trump &#273;&#7913;ng &#273;&#7847;u. K&#7875; t&#7915; cu&#7897;c b&#7847;u c&#7917; t&#7893;ng th&#7889;ng M&#7929;, gi&aacute; c&#7911;a XRP, altcoin m&agrave; Ripple ra m&#7855;t t&#7915; n&#259;m 2012, &#273;&atilde; duy tr&igrave; tr&ecirc;n m&#7913;c gi&aacute; 2 USD, m&#7913;c gi&aacute; kh&ocirc;ng th&#7845;y k&#7875; t&#7915; &#273;&#7907;t t&#259;ng tr&#432;&#7903;ng l&#7899;n trong l&#297;nh v&#7921;c blockchain v&agrave;o n&#259;m 2017.
Nh&#432;ng XRP c&oacute; th&#7921;c s&#7921; c&oacute; &#7913;ng d&#7909;ng th&#7921;c t&#7871; n&agrave;o kh&ocirc;ng?
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-the-xrp-payments-corridor">H&agrave;nh lang thanh to&aacute;n XRP</h2>

<a href="https://x.com/IsHedyW" target="_blank" rel="noreferrer noopener nofollow">Hedy Wang</a>, CEO c&#7911;a c&ocirc;ng ty cung c&#7845;p thanh kho&#7843;n crypto Block Street, cho bi&#7871;t Ripple c&oacute; th&#7875; m&#7903; r&#7897;ng s&#7921; hi&#7879;n di&#7879;n t&#7841;i M&#7929; b&acirc;y gi&#7901;, nh&#432;ng n&oacute; &#273;&atilde; c&oacute; ch&#7895; &#273;&#7913;ng t&#7841;i c&aacute;c khu v&#7921;c kh&aacute;c tr&ecirc;n th&#7871; gi&#7899;i.
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&ldquo;T&#7841;i M&#7929;, Ripple b&#7883; h&#7841;n ch&#7871; nhi&#7873;u h&#417;n do v&#7845;n &#273;&#7873; v&#7899;i SEC, n&ecirc;n s&#7921; quan t&acirc;m t&#7915; c&aacute;c nh&agrave; &#273;&#7847;u t&#432; nh&#7887; l&#7867; v&agrave; th&#7883; tr&#432;&#7901;ng n&#432;&#7899;c ngo&agrave;i t&#259;ng cao,&rdquo; Wang n&oacute;i v&#7899;i BeInCrypto. &ldquo;L&#7883;ch s&#7917; cho th&#7845;y XRP c&oacute; s&#7921; ph&aacute;t tri&#7875;n t&#7889;t &#7903; Nh&#7853;t B&#7843;n, m&#7897;t s&#7889; ph&#7847;n c&#7911;a &#272;&ocirc;ng &Aacute;, v&agrave; m&#7897;t s&#7889; l&#7889;i &#273;i chuy&#7875;n ti&#7873;n l&#7899;n nh&#432; Philippines ho&#7863;c M&#7929; Latinh th&ocirc;ng qua c&aacute;c &#273;&#7889;i t&aacute;c.&rdquo;
</blockquote>

Kh&ocirc;ng th&#7875; ph&#7911; nh&#7853;n r&#7857;ng c&aacute;c nh&agrave; &#273;&#7847;u t&#432; &#273;ang <a href="https://vn.beincrypto.com/xrp-whale-rack-up-as-price-falls/" target="_blank" rel="noreferrer noopener">mua XRP trong n&#259;m qua</a>. K&#7875; t&#7915; khi Trump &#273;&#7855;c c&#7917; v&agrave;o th&aacute;ng 11/2024, gi&aacute; c&#7911;a XRP &#273;&atilde; t&#259;ng t&#7915; 0.50 USD l&ecirc;n 2.15 USD, t&#7913;c t&#259;ng 330%.
<img style="height:400px;width:640px;" decoding="async" src="https://assets.beincrypto.com/img/s4e8YIRr3_x7PbBxq7uuUbfq1p8=/smart/c26b74c2fd5b42799ec51a8a9f4097e1" alt="" class="wp-image-779343">Bi&#7875;u &#273;&#7891; gi&aacute; c&#7911;a XRP k&#7875; t&#7915; th&aacute;ng 11/2024. Ngu&#7891;n: <a href="https://www.coingecko.com/en/coins/xrp">CoinGecko</a>

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&ldquo;Bitcoin &#273;&#432;&#7907;c coi l&agrave; &lsquo;v&agrave;ng k&#7929; thu&#7853;t s&#7889;&rsquo;, Ethereum n&#7893;i ti&#7871;ng v&#7899;i h&#7907;p &#273;&#7891;ng th&ocirc;ng minh,&rdquo; nh&agrave; k&#7871; to&aacute;n c&ocirc;ng ch&#7913;ng Gregory Monaco chia s&#7867;. &ldquo;XRP l&#7845;y gi&aacute; tr&#7883; t&#7915; vi&#7879;c thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i.&rdquo;
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Monaco ch&#7881; ra <a href="https://vn.beincrypto.com/ripple-singapore-license-whale-xrp-trading/" target="_blank" rel="noreferrer noopener">300 &#273;&#7889;i t&aacute;c t&agrave;i ch&iacute;nh c&#7911;a Ripple</a> t&#7841;i 45 qu&#7889;c gia v&agrave; d&ograve;ng ti&#7873;n thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i l&ecirc;n t&#7899;i 15 t&#7927; USD h&agrave;ng n&#259;m nh&#432; l&agrave; nh&#7919;ng ch&#7881; s&#7889; quan tr&#7885;ng v&#7873; t&iacute;nh &#7913;ng d&#7909;ng c&#7911;a XRP.
C&oacute; th&#7875;, m&#7897;t c&ocirc;ng ty &#273;&#7913;ng sau m&#7897;t lo&#7841;i ti&#7873;n &#273;i&#7879;n t&#7917;, nh&#432; Ripple, c&oacute; th&#7875; &#273;&#7847;u t&#432; ngu&#7891;n l&#7921;c th&#7921;c s&#7921; &#273;&#7875; &#273;&#7841;t &#273;&#432;&#7907;c s&#7921; k&#7871;t n&#7889;i thanh to&aacute;n quan tr&#7885;ng.
&ldquo;N&#7871;u Ripple ti&#7871;p t&#7909;c t&iacute;ch l&#361;y gi&#7845;y ph&eacute;p v&agrave; h&#7907;p t&aacute;c ng&acirc;n h&agrave;ng/t&agrave;i ch&iacute;nh c&ocirc;ng ngh&#7879;, XRP c&oacute; th&#7875; t&#7891;n t&#7841;i nh&#432; m&#7897;t c&#417; s&#7903; h&#7841; t&#7847;ng t&agrave;i ch&iacute;nh &#273;&#7863;c th&ugrave;,&rdquo; Wang c&#7911;a Block Street n&oacute;i.
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-cross-border-is-not-so-simple">Kinh doanh xuy&ecirc;n bi&ecirc;n gi&#7899;i kh&ocirc;ng &#273;&#417;n gi&#7843;n</h2>

C&#7909;m t&#7915; &ldquo;<a href="https://vn.beincrypto.com/shanghai-opens-digital-yuan-center-to-expand-cross-border-payment-systems/" target="_blank" rel="noreferrer noopener">thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i</a>&rdquo; nghe c&oacute; v&#7867; nh&#432; nhi&#7873;u t&#7915; ng&#7919; doanh nghi&#7879;p. Nh&#432;ng h&atilde;y h&#7887;i b&#7845;t k&#7923; ai t&#7915;ng chuy&#7875;n ti&#7873;n t&#7915; qu&#7889;c gia n&agrave;y sang qu&#7889;c gia kh&aacute;c, v&agrave; h&#7885; s&#7869; cho b&#7841;n bi&#7871;t &#273;&acirc;y l&agrave; m&#7897;t qu&aacute; tr&igrave;nh c&oacute; v&#7845;n &#273;&#7873;. N&oacute; c&oacute; th&#7875; ch&#7853;m. N&oacute; c&oacute; th&#7875; &#273;&#7855;t &#273;&#7887;.
H&#417;n n&#7919;a, vi&#7879;c trao &#273;&#7893;i ti&#7873;n t&#7879; l&agrave; c&#7847;n thi&#7871;t. C&aacute;c lo&#7841;i ti&#7873;n &#273;i&#7879;n t&#7917; nh&#432; XRP l&agrave; kh&ocirc;ng bi&ecirc;n gi&#7899;i, to&agrave;n c&#7847;u v&agrave; r&#7867;. C&oacute; gi&aacute; tr&#7883; trong vi&#7879;c gi&#7843;m s&#7921; ph&#7909; thu&#7897;c c&#7911;a TradFi v&agrave;o h&#7879; th&#7889;ng thanh to&aacute;n th&ocirc;ng th&#432;&#7901;ng.
<img style="height:400px;width:640px;" decoding="async" src="https://assets.beincrypto.com/img/z7MWKAXQhAbC7hDRfOESCJTBGy4=/smart/9b546b2b01564d0288fbc77d4f2b2e4f" alt="" class="wp-image-779341">Vi&#7879;c l&agrave;m t&#7841;i Airbnb &#273;&atilde; gi&uacute;p Armstrong c&#7911;a Coinbase hi&#7875;u v&#7873; thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i. Ngu&#7891;n: <a href="https://x.com/brian_armstrong/status/1995581500839133652">X</a>

Tuy nhi&ecirc;n, ch&#7881; v&igrave; hy v&#7885;ng kh&ocirc;ng c&oacute; ngh&#297;a l&agrave; <a href="https://vn.beincrypto.com/xrp-price-december-outlook-2025/">gi&aacute; tr&#7883; c&#7911;a XRP</a> r&agrave;ng bu&#7897;c ch&#7863;t ch&#7869; v&#7899;i vi&#7879;c s&#7917; d&#7909;ng trong thanh to&aacute;n, theo Paul Holmes, m&#7897;t nh&agrave; nghi&ecirc;n c&#7913;u t&#7841;i BrokerListings.
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&ldquo;XRP v&#7851;n l&agrave; m&#7897;t t&agrave;i s&#7843;n &#273;&#7847;u c&#417; nhi&#7873;u,&rdquo; Holmes n&oacute;i v&#7899;i BeInCrypto. &ldquo;V&#7899;i crypto n&oacute;i chung, gi&aacute; tr&#7883; kh&ocirc;ng &#273;&#432;&#7907;c h&#7895; tr&#7907; b&#7903;i d&ograve;ng thu nh&#7853;p ri&ecirc;ng, n&ecirc;n n&oacute; ph&#7909; thu&#7897;c v&agrave;o s&#7843;n xu&#7845;t thanh kho&#7843;n v&agrave; t&aacute;i ph&acirc;n b&#7893; t&#7915; c&aacute;c c&#7917;a h&agrave;ng gi&aacute; tr&#7883; kh&aacute;c.&rdquo;
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C&oacute; th&#7875; c&aacute;c nh&agrave; &#273;&#7847;u t&#432; crypto v&agrave; <a href="https://beincrypto.com/xrp-whale-rack-up-as-price-falls/" target="_blank" rel="noreferrer noopener">nh&#7919;ng &ldquo;c&aacute; voi&rdquo; k&#7923; c&#7921;u ch&#7881; &#273;&#417;n gi&#7843;n l&agrave; t&iacute;ch l&#361;y th&ecirc;m XRP</a> v&igrave; Ripple Labs, l&agrave; n&#417;i &#273;&oacute;ng g&oacute;p l&#7899;n nh&#7845;t cho ti&#7873;n &#273;i&#7879;n t&#7917; n&agrave;y, d&#432;&#7901;ng nh&#432; l&agrave; m&#7897;t c&ocirc;ng ty crypto kh&aacute; hi&#7879;u qu&#7843;.
<a href="https://vn.beincrypto.com/ripple-500m-investment-40b-valuation-institutional-expansion/" target="_blank" rel="noreferrer noopener">D&ograve;ng ti&#7873;n 500 tri&#7879;u USD g&#7847;n &#273;&acirc;y v&agrave;o Ripple</a> t&#7915; Fortress Investment Group v&agrave; Citadel Securities t&#7841;i &#273;&#7883;nh gi&aacute; 40 t&#7927; USD ch&#7855;c ch&#7855;n ph&#7843;n &aacute;nh &#273;i&#7873;u &#273;&oacute;.
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-xrp-as-an-etf-catalyst">XRP nh&#432; m&#7897;t &#273;&#7897;ng l&#7921;c cho ETF</h2>

G&#7847;n &#273;&acirc;y, CoinShares c&oacute; tr&#7909; s&#7903; t&#7841;i Anh &#273;&atilde; t&#7915; b&#7887; vi&#7879;c ra m&#7855;t s&#7843;n ph&#7849;m <a href="https://vn.beincrypto.com/xrp-etf-11-days-inflows-1-billion-approaches/" target="_blank" rel="noreferrer noopener">XRP ETF c&#7911;a M&#7929;</a>, &#273;i&#7873;u n&agrave;y c&oacute; th&#7875; &#273;&atilde; l&agrave;m t&#259;ng nhu c&#7847;u t&#7915; c&aacute;c nh&agrave; &#273;&#7847;u t&#432; theo &#273;u&#7893;i th&#7883; tr&#432;&#7901;ng c&ocirc;ng khai.
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&ldquo;CoinShares c&oacute; kh&#7843; n&#259;ng r&uacute;t lui v&igrave; SEC kh&ocirc;ng cung c&#7845;p r&otilde; r&agrave;ng v&#7873; quy &#273;&#7883;nh cho XRP l&agrave; s&#7861;n s&agrave;ng cho ETF,&rdquo; Holmes c&#7911;a BrokerListings cho bi&#7871;t.
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Quan tr&#7885;ng l&agrave; nh&#7899; r&#7857;ng CoinShares c&#361;ng quy&#7871;t &#273;&#7883;nh kh&ocirc;ng ra m&#7855;t ETF tr&ecirc;n Solana ho&#7863;c Litecoin, v&igrave; v&#7853;y kh&ocirc;ng ch&#7881; XRP m&agrave; c&#361;ng c&oacute; s&#7921; do d&#7921; t&#7915; h&#7885; trong vi&#7879;c ra m&#7855;t c&aacute;c s&#7843;n ph&#7849;m h&#7895; tr&#7907; crypto n&agrave;y.
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&ldquo;XRP hi&#7879;n &#273;ang &#273;&#432;&#7907;c s&#7917; d&#7909;ng &#273;&#7875; chuy&#7875;n gi&aacute; tr&#7883; gi&#7919;a c&aacute;c lo&#7841;i ti&#7873;n t&#7879;, stablecoin, v&agrave; tr&ecirc;n m&#7897;t lo&#7841;t t&agrave;i s&#7843;n t&agrave;i ch&iacute;nh &#273;&atilde; &#273;&#432;&#7907;c m&atilde; h&oacute;a tr&ecirc;n m&#7841;ng l&#432;&#7899;i,&rdquo; theo <a href="https://x.com/Raquel_AmandaPR">Raquel Amanda</a>, Tr&#432;&#7903;ng ph&ograve;ng Truy&#7873;n th&ocirc;ng C&#7845;p cao c&#7911;a Ripple. &ldquo;Khi h&#7879; sinh th&aacute;i ph&aacute;t tri&#7875;n, nhu c&#7847;u v&#7873; thanh to&aacute;n nhanh v&agrave; trung l&#7853;p ng&agrave;y c&agrave;ng t&#259;ng, v&agrave; ch&uacute;ng t&ocirc;i th&#7845;y XRP t&#7921; nhi&ecirc;n ti&#7871;p t&#7909;c &#273;&oacute;ng vai tr&ograve; &#273;&oacute;.&rdquo;
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D&#7919; li&#7879;u t&#7915; CoinGecko cho th&#7845;y gi&aacute; c&#7911;a XRP &#273;&atilde; t&#259;ng h&#417;n 36,000% k&#7875; t&#7915; khi n&oacute; &#273;&#432;&#7907;c ni&ecirc;m y&#7871;t tr&ecirc;n s&agrave;n giao d&#7883;ch l&#7847;n &#273;&#7847;u v&agrave;o ng&agrave;y 03/08/2013.
<img style="height:400px;width:640px;" decoding="async" src="https://assets.beincrypto.com/img/Bbh-RPfDWOD1kje8MbeXG2jfARk=/smart/ba0e7245958841aba599396d464efe3b" alt="" class="wp-image-779342">D&#7919; li&#7879;u hi&#7879;u su&#7845;t gi&aacute; c&#7911;a XRP theo th&#7901;i gian. Ngu&#7891;n: <a href="https://www.coingecko.com/en/coins/xrp">CoinGecko</a>

Tuy nhi&ecirc;n, BrokerListings&rsquo; Homes nh&#7853;n ra s&#7921; m&#7881;a mai c&#7911;a vi&#7879;c m&#7897;t t&agrave;i s&#7843;n mang t&iacute;nh &#273;&#7847;u c&#417; l&#7841;i &#273;&#432;&#7907;c s&#7917; d&#7909;ng cho thanh to&aacute;n.
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&ldquo;Ho&#7841;t &#273;&#7897;ng tr&ecirc;n chu&#7895;i cho th&#7845;y c&oacute; t&#7915; 50-55 tri&#7879;u giao d&#7883;ch XRP m&#7895;i th&aacute;ng, trong &#273;&oacute; ph&#7847;n l&#7899;n l&agrave; thanh to&aacute;n,&rdquo; &ocirc;ng nh&#7845;n m&#7841;nh. &ldquo;&#272;&#7891;ng th&#7901;i, XRP v&#7851;n &#273;&#432;&#7907;c s&#7917; d&#7909;ng nh&#432; m&#7897;t t&agrave;i s&#7843;n &#273;&#7847;u c&#417; cho nhi&#7873;u ng&#432;&#7901;i thay v&igrave; l&agrave; c&ocirc;ng c&#7909; ti&#7879;n &iacute;ch v&agrave; kh&ocirc;ng th&#7875; mong &#273;&#7907;i l&agrave; m&#7897;t n&#417;i l&#432;u gi&#7919; gi&aacute; tr&#7883; &#273;&aacute;ng tin c&#7853;y.&rdquo;
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<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-a-rip-to-the-moon">M&#7897;t c&uacute; b&#7853;t l&ecirc;n m&#7863;t tr&#259;ng?</h2>

M&#7863;c d&ugrave; c&oacute; v&#7867; kh&oacute; hi&#7875;u khi s&#7917; d&#7909;ng m&#7897;t t&agrave;i s&#7843;n bi&#7871;n &#273;&#7897;ng nh&#432; XRP l&agrave;m k&ecirc;nh thanh to&aacute;n, &#273;i&#7873;u quan tr&#7885;ng c&#7847;n nh&#7899; l&agrave; nhi&#7873;u ti&#7873;n &#273;i&#7879;n t&#7917;, nh&#432; XRP, c&oacute; t&iacute;nh chia nh&#7887; v&agrave; t&#7889;c &#273;&#7897; nhanh.
XRP v&#7873; c&#417; b&#7843;n l&agrave; &lsquo;<a href="https://beincrypto.com/stablecoins-fintech-programmable-money/" target="_blank" rel="noreferrer noopener">ti&#7873;n l&#7853;p tr&igrave;nh &#273;&#432;&#7907;c</a>.&rsquo; Code c&oacute; th&#7875; &#273;&#432;&#7907;c th&#7921;c thi &#273;&#7875; s&#7917; d&#7909;ng XRP theo s&#7889; l&#432;&#7907;ng c&#7847;n thi&#7871;t d&#7921;a tr&ecirc;n gi&aacute; giao d&#7883;ch hi&#7879;n t&#7841;i c&#7911;a n&oacute;.
V&agrave; &#273;&#7889;i v&#7899;i <a href="https://vn.beincrypto.com/sbi-tobu-launch-token-payment-platform/" target="_blank" rel="noreferrer noopener">thanh to&aacute;n t&#7893; ch&#7913;c cao c&#7845;p</a>, m&agrave; XRP &#273;&#432;&#7907;c s&#7917; d&#7909;ng cho, th&igrave; th&#7921;c s&#7921; kh&ocirc;ng c&#7847;n quan t&acirc;m &#273;&#7871;n h&#7853;u tr&#432;&#7901;ng mi&#7877;n l&agrave; ti&#7873;n &#273;&#7871;n &#273;&#432;&#7907;c &#273;&iacute;ch.
M&#7863;c d&ugrave; stablecoin c&oacute; th&#7875; &#273;&#432;&#7907;c &#432;a chu&#7897;ng cho ng&#432;&#7901;i d&ugrave;ng c&aacute; nh&acirc;n v&agrave; giao d&#7883;ch, XRP &#273;&oacute;ng vai tr&ograve; nh&#432; m&#7897;t ph&#432;&#417;ng ti&#7879;n chuy&#7875;n ti&#7873;n h&#7853;u c&#7847;n cho c&aacute;c c&ocirc;ng ty c&#7847;n chuy&#7875;n gi&aacute; tr&#7883; to&agrave;n c&#7847;u.
&#272;i&#7873;u n&agrave;y gi&#7843;i th&iacute;ch t&#7841;i sao, theo CPA Monaco, 58% ho&#7841;t &#273;&#7897;ng tr&ecirc;n m&#7841;ng l&#432;&#7899;i &#273;&#7871;n t&#7915; ch&#7881; m&#432;&#7901;i v&iacute;.
&#7912;ng d&#7909;ng &#273;&oacute;, c&ugrave;ng v&#7899;i cu&#7897;c &#273;&#7845;u tranh c&#7911;a Ripple Labs v&#7899;i SEC &#273;&atilde; k&#7871;t th&uacute;c, c&oacute; kh&#7843; n&#259;ng l&agrave; l&yacute; do cho c&acirc;u chuy&#7879;n l&#7841;c quan.
V&agrave;o &#273;&#7847;u n&#259;m 2024, <a href="https://app.santiment.net/insights/read/xrp-ledger-s-wallets-with-more-than-0-coins-have-risen-above-5-million-for-the-first-time-in-history-7548" target="_blank" rel="noreferrer noopener">m&#7841;ng l&#432;&#7899;i &#273;&atilde; c&oacute; h&#417;n 5 tri&#7879;u v&iacute; XRP</a>. Sau chi&#7871;n th&#7855;ng c&#7911;a Trump, v&agrave;o ng&agrave;y 13/11/2024, &#7913;ng d&#7909;ng m&ocirc;i gi&#7899;i Robinhood &#273;&atilde; ni&ecirc;m y&#7871;t l&#7841;i XRP tr&ecirc;n &#7913;ng d&#7909;ng c&#7911;a m&igrave;nh.
<img style="height:400px;width:640px;" decoding="async" src="https://assets.beincrypto.com/img/-_Nv3FljBvrL0OYMqRUtpH58yX8=/smart/67bc149ed70e445183199383bc5b57a8" alt="" class="wp-image-779344">M&#7897;t danh s&aacute;ch c&aacute;c s&#7843;n ph&#7849;m ETF XRP &#273;&atilde; &#273;&#432;&#7907;c ni&ecirc;m y&#7871;t tr&ecirc;n th&#7883; tr&#432;&#7901;ng c&ocirc;ng khai.

V&agrave;o th&aacute;ng 05/2025, Ripple Labs &#273;&atilde; &#273;&#7891;ng &yacute; tr&#7843; 50 tri&#7879;u USD &#273;&#7875; gi&#7843;i quy&#7871;t tranh ch&#7845;p v&#7899;i SEC, k&#7871;t th&uacute;c m&#7897;t t&igrave;nh th&#7871; kh&oacute; kh&#259;n k&eacute;o d&agrave;i nhi&#7873;u n&#259;m m&agrave; c&oacute; th&#7875; &#273;&atilde; c&#7843;n tr&#7903; XRP trong m&#7897;t th&#7901;i gian.
V&agrave; XRP kh&ocirc;ng nh&#7845;t thi&#7871;t c&#7847;n m&#7897;t ETF t&#7915; CoinShares, v&igrave; &#273;&atilde; c&oacute; ch&iacute;n s&#7843;n ph&#7849;m ho&#7841;t &#273;&#7897;ng tr&ecirc;n th&#7883; tr&#432;&#7901;ng v&#7899;i t&#7893;ng t&agrave;i s&#7843;n qu&#7843;n l&yacute; (AUM) l&agrave; 1.1 t&#7927; USD.
V&igrave; th&#7871;, &ldquo;XRP Army,&rdquo; c&aacute;i t&ecirc;n t&#7921; &#273;&#7863;t c&#7911;a c&aacute;c nh&agrave; &#273;&#7847;u t&#432; nhi&#7879;t th&agrave;nh trong chu&#7895;i, th&#7845;y r&#7845;t nhi&#7873;u l&yacute; do &#273;&#7875; hy v&#7885;ng cho t&#432;&#417;ng lai v&agrave; &iacute;t r&#7911;i ro gi&#7843;m gi&aacute; h&#417;n bao gi&#7901; h&#7871;t.

XRP tăng 330% kể từ khi Trump đắc cử, nhưng thực sự dùng để làm gì?

Trong l&#297;nh v&#7921;c crypto, c&oacute; l&#7869; vi&#7879;c &#273;&#7871;n s&#7899;m c&oacute; th&#7875; th&#7921;c s&#7921; mang l&#7841;i l&#7907;i &iacute;ch. &#272;i&#7873;u n&agrave;y d&#432;&#7901;ng nh&#432; &#273;&uacute;ng &#273;&#7889;i v&#7899;i Ripple Labs, c&ocirc;ng ty blockchain c&oacute; tr&#7909; s&#7903; t&#7841;i San Francisco, hi&#7879;n c&oacute; gi&aacute; tr&#7883; h&#417;n 40 t&#7927; USD.
V&agrave; sau nhi&#7873;u n&#259;m &#273;&#7889;i &#273;&#7847;u v&#7899;i SEC, c&ocirc;ng ty &#273;ang tr&#7843;i qua giai &#273;o&#7841;n thu&#7853;n l&#7907;i h&#417;n trong m&ocirc;i tr&#432;&#7901;ng qu&#7843;n l&yacute; v&#7899;i Trump &#273;&#7913;ng &#273;&#7847;u. K&#7875; t&#7915; cu&#7897;c b&#7847;u c&#7917; t&#7893;ng th&#7889;ng M&#7929;, gi&aacute; c&#7911;a XRP, altcoin m&agrave; Ripple ra m&#7855;t t&#7915; n&#259;m 2012, &#273;&atilde; duy tr&igrave; tr&ecirc;n m&#7913;c gi&aacute; 2 USD, m&#7913;c gi&aacute; kh&ocirc;ng th&#7845;y k&#7875; t&#7915; &#273;&#7907;t t&#259;ng tr&#432;&#7903;ng l&#7899;n trong l&#297;nh v&#7921;c blockchain v&agrave;o n&#259;m 2017.
Nh&#432;ng XRP c&oacute; th&#7921;c s&#7921; c&oacute; &#7913;ng d&#7909;ng th&#7921;c t&#7871; n&agrave;o kh&ocirc;ng?
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-the-xrp-payments-corridor">H&agrave;nh lang thanh to&aacute;n XRP</h2>

<a href="https://x.com/IsHedyW" target="_blank" rel="noreferrer noopener nofollow">Hedy Wang</a>, CEO c&#7911;a c&ocirc;ng ty cung c&#7845;p thanh kho&#7843;n crypto Block Street, cho bi&#7871;t Ripple c&oacute; th&#7875; m&#7903; r&#7897;ng s&#7921; hi&#7879;n di&#7879;n t&#7841;i M&#7929; b&acirc;y gi&#7901;, nh&#432;ng n&oacute; &#273;&atilde; c&oacute; ch&#7895; &#273;&#7913;ng t&#7841;i c&aacute;c khu v&#7921;c kh&aacute;c tr&ecirc;n th&#7871; gi&#7899;i.
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&ldquo;T&#7841;i M&#7929;, Ripple b&#7883; h&#7841;n ch&#7871; nhi&#7873;u h&#417;n do v&#7845;n &#273;&#7873; v&#7899;i SEC, n&ecirc;n s&#7921; quan t&acirc;m t&#7915; c&aacute;c nh&agrave; &#273;&#7847;u t&#432; nh&#7887; l&#7867; v&agrave; th&#7883; tr&#432;&#7901;ng n&#432;&#7899;c ngo&agrave;i t&#259;ng cao,&rdquo; Wang n&oacute;i v&#7899;i BeInCrypto. &ldquo;L&#7883;ch s&#7917; cho th&#7845;y XRP c&oacute; s&#7921; ph&aacute;t tri&#7875;n t&#7889;t &#7903; Nh&#7853;t B&#7843;n, m&#7897;t s&#7889; ph&#7847;n c&#7911;a &#272;&ocirc;ng &Aacute;, v&agrave; m&#7897;t s&#7889; l&#7889;i &#273;i chuy&#7875;n ti&#7873;n l&#7899;n nh&#432; Philippines ho&#7863;c M&#7929; Latinh th&ocirc;ng qua c&aacute;c &#273;&#7889;i t&aacute;c.&rdquo;
</blockquote>

Kh&ocirc;ng th&#7875; ph&#7911; nh&#7853;n r&#7857;ng c&aacute;c nh&agrave; &#273;&#7847;u t&#432; &#273;ang <a href="https://vn.beincrypto.com/xrp-whale-rack-up-as-price-falls/" target="_blank" rel="noreferrer noopener">mua XRP trong n&#259;m qua</a>. K&#7875; t&#7915; khi Trump &#273;&#7855;c c&#7917; v&agrave;o th&aacute;ng 11/2024, gi&aacute; c&#7911;a XRP &#273;&atilde; t&#259;ng t&#7915; 0.50 USD l&ecirc;n 2.15 USD, t&#7913;c t&#259;ng 330%.
<img style="height:400px;width:640px;"decoding="async" src="https://assets.beincrypto.com/img/s4e8YIRr3_x7PbBxq7uuUbfq1p8=/smart/c26b74c2fd5b42799ec51a8a9f4097e1" alt="" class="wp-image-779343">Bi&#7875;u &#273;&#7891; gi&aacute; c&#7911;a XRP k&#7875; t&#7915; th&aacute;ng 11/2024. Ngu&#7891;n: <a href="https://www.coingecko.com/en/coins/xrp">CoinGecko</a>

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&ldquo;Bitcoin &#273;&#432;&#7907;c coi l&agrave; &lsquo;v&agrave;ng k&#7929; thu&#7853;t s&#7889;&rsquo;, Ethereum n&#7893;i ti&#7871;ng v&#7899;i h&#7907;p &#273;&#7891;ng th&ocirc;ng minh,&rdquo; nh&agrave; k&#7871; to&aacute;n c&ocirc;ng ch&#7913;ng Gregory Monaco chia s&#7867;. &ldquo;XRP l&#7845;y gi&aacute; tr&#7883; t&#7915; vi&#7879;c thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i.&rdquo;
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Monaco ch&#7881; ra <a href="https://vn.beincrypto.com/ripple-singapore-license-whale-xrp-trading/" target="_blank" rel="noreferrer noopener">300 &#273;&#7889;i t&aacute;c t&agrave;i ch&iacute;nh c&#7911;a Ripple</a> t&#7841;i 45 qu&#7889;c gia v&agrave; d&ograve;ng ti&#7873;n thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i l&ecirc;n t&#7899;i 15 t&#7927; USD h&agrave;ng n&#259;m nh&#432; l&agrave; nh&#7919;ng ch&#7881; s&#7889; quan tr&#7885;ng v&#7873; t&iacute;nh &#7913;ng d&#7909;ng c&#7911;a XRP.
C&oacute; th&#7875;, m&#7897;t c&ocirc;ng ty &#273;&#7913;ng sau m&#7897;t lo&#7841;i ti&#7873;n &#273;i&#7879;n t&#7917;, nh&#432; Ripple, c&oacute; th&#7875; &#273;&#7847;u t&#432; ngu&#7891;n l&#7921;c th&#7921;c s&#7921; &#273;&#7875; &#273;&#7841;t &#273;&#432;&#7907;c s&#7921; k&#7871;t n&#7889;i thanh to&aacute;n quan tr&#7885;ng.
&ldquo;N&#7871;u Ripple ti&#7871;p t&#7909;c t&iacute;ch l&#361;y gi&#7845;y ph&eacute;p v&agrave; h&#7907;p t&aacute;c ng&acirc;n h&agrave;ng/t&agrave;i ch&iacute;nh c&ocirc;ng ngh&#7879;, XRP c&oacute; th&#7875; t&#7891;n t&#7841;i nh&#432; m&#7897;t c&#417; s&#7903; h&#7841; t&#7847;ng t&agrave;i ch&iacute;nh &#273;&#7863;c th&ugrave;,&rdquo; Wang c&#7911;a Block Street n&oacute;i.
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-cross-border-is-not-so-simple">Kinh doanh xuy&ecirc;n bi&ecirc;n gi&#7899;i kh&ocirc;ng &#273;&#417;n gi&#7843;n</h2>

C&#7909;m t&#7915; &ldquo;<a href="https://vn.beincrypto.com/shanghai-opens-digital-yuan-center-to-expand-cross-border-payment-systems/" target="_blank" rel="noreferrer noopener">thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i</a>&rdquo; nghe c&oacute; v&#7867; nh&#432; nhi&#7873;u t&#7915; ng&#7919; doanh nghi&#7879;p. Nh&#432;ng h&atilde;y h&#7887;i b&#7845;t k&#7923; ai t&#7915;ng chuy&#7875;n ti&#7873;n t&#7915; qu&#7889;c gia n&agrave;y sang qu&#7889;c gia kh&aacute;c, v&agrave; h&#7885; s&#7869; cho b&#7841;n bi&#7871;t &#273;&acirc;y l&agrave; m&#7897;t qu&aacute; tr&igrave;nh c&oacute; v&#7845;n &#273;&#7873;. N&oacute; c&oacute; th&#7875; ch&#7853;m. N&oacute; c&oacute; th&#7875; &#273;&#7855;t &#273;&#7887;.
H&#417;n n&#7919;a, vi&#7879;c trao &#273;&#7893;i ti&#7873;n t&#7879; l&agrave; c&#7847;n thi&#7871;t. C&aacute;c lo&#7841;i ti&#7873;n &#273;i&#7879;n t&#7917; nh&#432; XRP l&agrave; kh&ocirc;ng bi&ecirc;n gi&#7899;i, to&agrave;n c&#7847;u v&agrave; r&#7867;. C&oacute; gi&aacute; tr&#7883; trong vi&#7879;c gi&#7843;m s&#7921; ph&#7909; thu&#7897;c c&#7911;a TradFi v&agrave;o h&#7879; th&#7889;ng thanh to&aacute;n th&ocirc;ng th&#432;&#7901;ng.
<img style="height:400px;width:640px;"decoding="async" src="https://assets.beincrypto.com/img/z7MWKAXQhAbC7hDRfOESCJTBGy4=/smart/9b546b2b01564d0288fbc77d4f2b2e4f" alt="" class="wp-image-779341">Vi&#7879;c l&agrave;m t&#7841;i Airbnb &#273;&atilde; gi&uacute;p Armstrong c&#7911;a Coinbase hi&#7875;u v&#7873; thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i. Ngu&#7891;n: <a href="https://x.com/brian_armstrong/status/1995581500839133652">X</a>

Tuy nhi&ecirc;n, ch&#7881; v&igrave; hy v&#7885;ng kh&ocirc;ng c&oacute; ngh&#297;a l&agrave; <a href="https://vn.beincrypto.com/xrp-price-december-outlook-2025/">gi&aacute; tr&#7883; c&#7911;a XRP</a> r&agrave;ng bu&#7897;c ch&#7863;t ch&#7869; v&#7899;i vi&#7879;c s&#7917; d&#7909;ng trong thanh to&aacute;n, theo Paul Holmes, m&#7897;t nh&agrave; nghi&ecirc;n c&#7913;u t&#7841;i BrokerListings.
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&ldquo;XRP v&#7851;n l&agrave; m&#7897;t t&agrave;i s&#7843;n &#273;&#7847;u c&#417; nhi&#7873;u,&rdquo; Holmes n&oacute;i v&#7899;i BeInCrypto. &ldquo;V&#7899;i crypto n&oacute;i chung, gi&aacute; tr&#7883; kh&ocirc;ng &#273;&#432;&#7907;c h&#7895; tr&#7907; b&#7903;i d&ograve;ng thu nh&#7853;p ri&ecirc;ng, n&ecirc;n n&oacute; ph&#7909; thu&#7897;c v&agrave;o s&#7843;n xu&#7845;t thanh kho&#7843;n v&agrave; t&aacute;i ph&acirc;n b&#7893; t&#7915; c&aacute;c c&#7917;a h&agrave;ng gi&aacute; tr&#7883; kh&aacute;c.&rdquo;
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C&oacute; th&#7875; c&aacute;c nh&agrave; &#273;&#7847;u t&#432; crypto v&agrave; <a href="https://beincrypto.com/xrp-whale-rack-up-as-price-falls/" target="_blank" rel="noreferrer noopener">nh&#7919;ng &ldquo;c&aacute; voi&rdquo; k&#7923; c&#7921;u ch&#7881; &#273;&#417;n gi&#7843;n l&agrave; t&iacute;ch l&#361;y th&ecirc;m XRP</a> v&igrave; Ripple Labs, l&agrave; n&#417;i &#273;&oacute;ng g&oacute;p l&#7899;n nh&#7845;t cho ti&#7873;n &#273;i&#7879;n t&#7917; n&agrave;y, d&#432;&#7901;ng nh&#432; l&agrave; m&#7897;t c&ocirc;ng ty crypto kh&aacute; hi&#7879;u qu&#7843;.
<a href="https://vn.beincrypto.com/ripple-500m-investment-40b-valuation-institutional-expansion/" target="_blank" rel="noreferrer noopener">D&ograve;ng ti&#7873;n 500 tri&#7879;u USD g&#7847;n &#273;&acirc;y v&agrave;o Ripple</a> t&#7915; Fortress Investment Group v&agrave; Citadel Securities t&#7841;i &#273;&#7883;nh gi&aacute; 40 t&#7927; USD ch&#7855;c ch&#7855;n ph&#7843;n &aacute;nh &#273;i&#7873;u &#273;&oacute;.
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-xrp-as-an-etf-catalyst">XRP nh&#432; m&#7897;t &#273;&#7897;ng l&#7921;c cho ETF</h2>

G&#7847;n &#273;&acirc;y, CoinShares c&oacute; tr&#7909; s&#7903; t&#7841;i Anh &#273;&atilde; t&#7915; b&#7887; vi&#7879;c ra m&#7855;t s&#7843;n ph&#7849;m <a href="https://vn.beincrypto.com/xrp-etf-11-days-inflows-1-billion-approaches/" target="_blank" rel="noreferrer noopener">XRP ETF c&#7911;a M&#7929;</a>, &#273;i&#7873;u n&agrave;y c&oacute; th&#7875; &#273;&atilde; l&agrave;m t&#259;ng nhu c&#7847;u t&#7915; c&aacute;c nh&agrave; &#273;&#7847;u t&#432; theo &#273;u&#7893;i th&#7883; tr&#432;&#7901;ng c&ocirc;ng khai.
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&ldquo;CoinShares c&oacute; kh&#7843; n&#259;ng r&uacute;t lui v&igrave; SEC kh&ocirc;ng cung c&#7845;p r&otilde; r&agrave;ng v&#7873; quy &#273;&#7883;nh cho XRP l&agrave; s&#7861;n s&agrave;ng cho ETF,&rdquo; Holmes c&#7911;a BrokerListings cho bi&#7871;t.
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Quan tr&#7885;ng l&agrave; nh&#7899; r&#7857;ng CoinShares c&#361;ng quy&#7871;t &#273;&#7883;nh kh&ocirc;ng ra m&#7855;t ETF tr&ecirc;n Solana ho&#7863;c Litecoin, v&igrave; v&#7853;y kh&ocirc;ng ch&#7881; XRP m&agrave; c&#361;ng c&oacute; s&#7921; do d&#7921; t&#7915; h&#7885; trong vi&#7879;c ra m&#7855;t c&aacute;c s&#7843;n ph&#7849;m h&#7895; tr&#7907; crypto n&agrave;y.
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&ldquo;XRP hi&#7879;n &#273;ang &#273;&#432;&#7907;c s&#7917; d&#7909;ng &#273;&#7875; chuy&#7875;n gi&aacute; tr&#7883; gi&#7919;a c&aacute;c lo&#7841;i ti&#7873;n t&#7879;, stablecoin, v&agrave; tr&ecirc;n m&#7897;t lo&#7841;t t&agrave;i s&#7843;n t&agrave;i ch&iacute;nh &#273;&atilde; &#273;&#432;&#7907;c m&atilde; h&oacute;a tr&ecirc;n m&#7841;ng l&#432;&#7899;i,&rdquo; theo <a href="https://x.com/Raquel_AmandaPR">Raquel Amanda</a>, Tr&#432;&#7903;ng ph&ograve;ng Truy&#7873;n th&ocirc;ng C&#7845;p cao c&#7911;a Ripple. &ldquo;Khi h&#7879; sinh th&aacute;i ph&aacute;t tri&#7875;n, nhu c&#7847;u v&#7873; thanh to&aacute;n nhanh v&agrave; trung l&#7853;p ng&agrave;y c&agrave;ng t&#259;ng, v&agrave; ch&uacute;ng t&ocirc;i th&#7845;y XRP t&#7921; nhi&ecirc;n ti&#7871;p t&#7909;c &#273;&oacute;ng vai tr&ograve; &#273;&oacute;.&rdquo;
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D&#7919; li&#7879;u t&#7915; CoinGecko cho th&#7845;y gi&aacute; c&#7911;a XRP &#273;&atilde; t&#259;ng h&#417;n 36,000% k&#7875; t&#7915; khi n&oacute; &#273;&#432;&#7907;c ni&ecirc;m y&#7871;t tr&ecirc;n s&agrave;n giao d&#7883;ch l&#7847;n &#273;&#7847;u v&agrave;o ng&agrave;y 03/08/2013.
<img style="height:400px;width:640px;"decoding="async" src="https://assets.beincrypto.com/img/Bbh-RPfDWOD1kje8MbeXG2jfARk=/smart/ba0e7245958841aba599396d464efe3b" alt="" class="wp-image-779342">D&#7919; li&#7879;u hi&#7879;u su&#7845;t gi&aacute; c&#7911;a XRP theo th&#7901;i gian. Ngu&#7891;n: <a href="https://www.coingecko.com/en/coins/xrp">CoinGecko</a>

Tuy nhi&ecirc;n, BrokerListings&rsquo; Homes nh&#7853;n ra s&#7921; m&#7881;a mai c&#7911;a vi&#7879;c m&#7897;t t&agrave;i s&#7843;n mang t&iacute;nh &#273;&#7847;u c&#417; l&#7841;i &#273;&#432;&#7907;c s&#7917; d&#7909;ng cho thanh to&aacute;n.
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&ldquo;Ho&#7841;t &#273;&#7897;ng tr&ecirc;n chu&#7895;i cho th&#7845;y c&oacute; t&#7915; 50-55 tri&#7879;u giao d&#7883;ch XRP m&#7895;i th&aacute;ng, trong &#273;&oacute; ph&#7847;n l&#7899;n l&agrave; thanh to&aacute;n,&rdquo; &ocirc;ng nh&#7845;n m&#7841;nh. &ldquo;&#272;&#7891;ng th&#7901;i, XRP v&#7851;n &#273;&#432;&#7907;c s&#7917; d&#7909;ng nh&#432; m&#7897;t t&agrave;i s&#7843;n &#273;&#7847;u c&#417; cho nhi&#7873;u ng&#432;&#7901;i thay v&igrave; l&agrave; c&ocirc;ng c&#7909; ti&#7879;n &iacute;ch v&agrave; kh&ocirc;ng th&#7875; mong &#273;&#7907;i l&agrave; m&#7897;t n&#417;i l&#432;u gi&#7919; gi&aacute; tr&#7883; &#273;&aacute;ng tin c&#7853;y.&rdquo;
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<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-a-rip-to-the-moon">M&#7897;t c&uacute; b&#7853;t l&ecirc;n m&#7863;t tr&#259;ng?</h2>

M&#7863;c d&ugrave; c&oacute; v&#7867; kh&oacute; hi&#7875;u khi s&#7917; d&#7909;ng m&#7897;t t&agrave;i s&#7843;n bi&#7871;n &#273;&#7897;ng nh&#432; XRP l&agrave;m k&ecirc;nh thanh to&aacute;n, &#273;i&#7873;u quan tr&#7885;ng c&#7847;n nh&#7899; l&agrave; nhi&#7873;u ti&#7873;n &#273;i&#7879;n t&#7917;, nh&#432; XRP, c&oacute; t&iacute;nh chia nh&#7887; v&agrave; t&#7889;c &#273;&#7897; nhanh.
XRP v&#7873; c&#417; b&#7843;n l&agrave; &lsquo;<a href="https://beincrypto.com/stablecoins-fintech-programmable-money/" target="_blank" rel="noreferrer noopener">ti&#7873;n l&#7853;p tr&igrave;nh &#273;&#432;&#7907;c</a>.&rsquo; Code c&oacute; th&#7875; &#273;&#432;&#7907;c th&#7921;c thi &#273;&#7875; s&#7917; d&#7909;ng XRP theo s&#7889; l&#432;&#7907;ng c&#7847;n thi&#7871;t d&#7921;a tr&ecirc;n gi&aacute; giao d&#7883;ch hi&#7879;n t&#7841;i c&#7911;a n&oacute;.
V&agrave; &#273;&#7889;i v&#7899;i <a href="https://vn.beincrypto.com/sbi-tobu-launch-token-payment-platform/" target="_blank" rel="noreferrer noopener">thanh to&aacute;n t&#7893; ch&#7913;c cao c&#7845;p</a>, m&agrave; XRP &#273;&#432;&#7907;c s&#7917; d&#7909;ng cho, th&igrave; th&#7921;c s&#7921; kh&ocirc;ng c&#7847;n quan t&acirc;m &#273;&#7871;n h&#7853;u tr&#432;&#7901;ng mi&#7877;n l&agrave; ti&#7873;n &#273;&#7871;n &#273;&#432;&#7907;c &#273;&iacute;ch.
M&#7863;c d&ugrave; stablecoin c&oacute; th&#7875; &#273;&#432;&#7907;c &#432;a chu&#7897;ng cho ng&#432;&#7901;i d&ugrave;ng c&aacute; nh&acirc;n v&agrave; giao d&#7883;ch, XRP &#273;&oacute;ng vai tr&ograve; nh&#432; m&#7897;t ph&#432;&#417;ng ti&#7879;n chuy&#7875;n ti&#7873;n h&#7853;u c&#7847;n cho c&aacute;c c&ocirc;ng ty c&#7847;n chuy&#7875;n gi&aacute; tr&#7883; to&agrave;n c&#7847;u.
&#272;i&#7873;u n&agrave;y gi&#7843;i th&iacute;ch t&#7841;i sao, theo CPA Monaco, 58% ho&#7841;t &#273;&#7897;ng tr&ecirc;n m&#7841;ng l&#432;&#7899;i &#273;&#7871;n t&#7915; ch&#7881; m&#432;&#7901;i v&iacute;.
&#7912;ng d&#7909;ng &#273;&oacute;, c&ugrave;ng v&#7899;i cu&#7897;c &#273;&#7845;u tranh c&#7911;a Ripple Labs v&#7899;i SEC &#273;&atilde; k&#7871;t th&uacute;c, c&oacute; kh&#7843; n&#259;ng l&agrave; l&yacute; do cho c&acirc;u chuy&#7879;n l&#7841;c quan.
V&agrave;o &#273;&#7847;u n&#259;m 2024, <a href="https://app.santiment.net/insights/read/xrp-ledger-s-wallets-with-more-than-0-coins-have-risen-above-5-million-for-the-first-time-in-history-7548" target="_blank" rel="noreferrer noopener">m&#7841;ng l&#432;&#7899;i &#273;&atilde; c&oacute; h&#417;n 5 tri&#7879;u v&iacute; XRP</a>. Sau chi&#7871;n th&#7855;ng c&#7911;a Trump, v&agrave;o ng&agrave;y 13/11/2024, &#7913;ng d&#7909;ng m&ocirc;i gi&#7899;i Robinhood &#273;&atilde; ni&ecirc;m y&#7871;t l&#7841;i XRP tr&ecirc;n &#7913;ng d&#7909;ng c&#7911;a m&igrave;nh.
<img style="height:400px;width:640px;"decoding="async" src="https://assets.beincrypto.com/img/-_Nv3FljBvrL0OYMqRUtpH58yX8=/smart/67bc149ed70e445183199383bc5b57a8" alt="" class="wp-image-779344">M&#7897;t danh s&aacute;ch c&aacute;c s&#7843;n ph&#7849;m ETF XRP &#273;&atilde; &#273;&#432;&#7907;c ni&ecirc;m y&#7871;t tr&ecirc;n th&#7883; tr&#432;&#7901;ng c&ocirc;ng khai.

V&agrave;o th&aacute;ng 05/2025, Ripple Labs &#273;&atilde; &#273;&#7891;ng &yacute; tr&#7843; 50 tri&#7879;u USD &#273;&#7875; gi&#7843;i quy&#7871;t tranh ch&#7845;p v&#7899;i SEC, k&#7871;t th&uacute;c m&#7897;t t&igrave;nh th&#7871; kh&oacute; kh&#259;n k&eacute;o d&agrave;i nhi&#7873;u n&#259;m m&agrave; c&oacute; th&#7875; &#273;&atilde; c&#7843;n tr&#7903; XRP trong m&#7897;t th&#7901;i gian.
V&agrave; XRP kh&ocirc;ng nh&#7845;t thi&#7871;t c&#7847;n m&#7897;t ETF t&#7915; CoinShares, v&igrave; &#273;&atilde; c&oacute; ch&iacute;n s&#7843;n ph&#7849;m ho&#7841;t &#273;&#7897;ng tr&ecirc;n th&#7883; tr&#432;&#7901;ng v&#7899;i t&#7893;ng t&agrave;i s&#7843;n qu&#7843;n l&yacute; (AUM) l&agrave; 1.1 t&#7927; USD.
V&igrave; th&#7871;, &ldquo;XRP Army,&rdquo; c&aacute;i t&ecirc;n t&#7921; &#273;&#7863;t c&#7911;a c&aacute;c nh&agrave; &#273;&#7847;u t&#432; nhi&#7879;t th&agrave;nh trong chu&#7895;i, th&#7845;y r&#7845;t nhi&#7873;u l&yacute; do &#273;&#7875; hy v&#7885;ng cho t&#432;&#417;ng lai v&agrave; &iacute;t r&#7911;i ro gi&#7843;m gi&aacute; h&#417;n bao gi&#7901; h&#7871;t.