<p>C&aacute;c b&aacute;o c&aacute;o g&#7847;n &#273;&acirc;y cho bi&#7871;t Qu&#7889;c h&#7897;i Anh &#273;ang th&#7843;o lu&#7853;n v&#7873; Ripple v&agrave; XRP nh&#432; l&agrave; c&#417; s&#7903; h&#7841; t&#7847;ng qu&#7889;c gia ti&#7873;m n&#259;ng. M&#7863;c d&ugrave; Ripple &#273;&atilde; n&#7897;p b&#7857;ng ch&#7913;ng cho c&aacute;c &#7911;y ban c&#7911;a Anh v&agrave; tham gia v&agrave;o c&aacute;c cu&#7897;c tranh lu&#7853;n v&#7873; ch&iacute;nh s&aacute;ch t&agrave;i s&#7843;n k&#7929; thu&#7853;t s&#7889;, nh&#432;ng tuy&ecirc;n b&#7889; v&#7873; &ldquo;s&#7921; c&ocirc;ng nh&#7853;n ch&iacute;nh th&#7913;c&rdquo; l&agrave; qu&aacute; m&#7913;c.</p>
<p>B&#7857;ng ch&#7913;ng ho&#7863;c &#273;&#7873; c&#7853;p trong Qu&#7889;c h&#7897;i l&agrave; m&#7897;t ph&#7847;n c&#7911;a s&#7921; tham gia ti&ecirc;u chu&#7849;n c&#7911;a ng&agrave;nh &mdash; kh&ocirc;ng ph&#7843;i l&agrave; s&#7921; &#7911;ng h&#7897; ch&iacute;nh th&#7913;c. &#272;&#7875; XRP &#273;&#432;&#7907;c c&ocirc;ng nh&#7853;n ch&iacute;nh th&#7913;c l&agrave; c&#417; s&#7903; h&#7841; t&#7847;ng qu&#7889;c gia, ch&iacute;nh ph&#7911; Anh ho&#7863;c Ng&acirc;n h&agrave;ng Anh c&#7847;n &#273;&#432;a ra quy&#7871;t &#273;&#7883;nh r&agrave;ng bu&#7897;c. &#272;i&#7873;u &#273;&oacute; v&#7851;n c&ograve;n xa v&#7901;i v&#7899;i th&#7921;c t&#7871;.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-ripple-s-presence-in-uk-policy-circles">S&#7921; hi&#7879;n di&#7879;n c&#7911;a Ripple trong c&aacute;c v&ograve;ng ch&iacute;nh s&aacute;ch t&#7841;i Anh</h2>

<p>Ripple &#273;&atilde; t&iacute;ch c&#7921;c tham gia v&agrave;o c&aacute;c cu&#7897;c th&#7843;o lu&#7853;n v&#7873; quy &#273;&#7883;nh t&#7841;i Anh. H&#7885; &#273;&atilde; cung c&#7845;p <a href="https://committees.parliament.uk/writtenevidence/114721/pdf/" target="_blank" rel="noreferrer noopener nofollow">b&#7857;ng ch&#7913;ng</a> cho c&aacute;c &#7911;y ban c&#7911;a B&#7897; T&agrave;i ch&iacute;nh v&agrave; DCMS v&agrave; &#273;&atilde; &#273;&#259;ng k&yacute; v&#7899;i C&#417; quan Qu&#7843;n l&yacute; T&agrave;i ch&iacute;nh cho c&aacute;c ho&#7841;t &#273;&#7897;ng d&#7883;ch v&#7909; ti&#7873;n t&#7879;.</p>
<p>C&ocirc;ng ty qu&#7843;ng b&aacute; <a href="https://beincrypto.com/why-chainlink-can-overtake-xrp-ledger/" target="_blank" rel="noreferrer noopener">XRP Ledger</a> nh&#432; m&#7897;t m&#7841;ng l&#432;&#7899;i thanh to&aacute;n nhanh v&agrave; hi&#7879;u qu&#7843; cho c&aacute;c giao d&#7883;ch xuy&ecirc;n bi&ecirc;n gi&#7899;i. Tuy nhi&ecirc;n, s&#7921; tham gia n&agrave;y &#273;&#7883;nh v&#7883; <a href="https://vn.beincrypto.com/ripple-bahrain-partnership-rlusd-expansion/" target="_blank" rel="noreferrer noopener">Ripple nh&#432; m&#7897;t ng&#432;&#7901;i &#273;&oacute;ng g&oacute;p</a> cho ch&iacute;nh s&aacute;ch &mdash; kh&ocirc;ng ph&#7843;i l&agrave; &#7913;ng c&#7917; vi&ecirc;n cho c&#417; s&#7903; h&#7841; t&#7847;ng t&agrave;i ch&iacute;nh qu&#7889;c gia.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-what-formal-recognition-would-actually-mean-for-xrp-nbsp">&ldquo;C&ocirc;ng nh&#7853;n ch&iacute;nh th&#7913;c&rdquo; th&#7921;c s&#7921; c&oacute; &yacute; ngh&#297;a g&igrave; &#273;&#7889;i v&#7899;i XRP</h2>

<p>&#272;&#7875; &#273;&#7841;t &#273;&#432;&#7907;c tr&#7841;ng th&aacute;i &ldquo;c&#417; s&#7903; h&#7841; t&#7847;ng qu&#7889;c gia&rdquo;, XRP c&#7847;n &#273;&aacute;p &#7913;ng c&aacute;c ti&ecirc;u ch&iacute; nghi&ecirc;m ng&#7863;t. N&oacute; c&#7847;n c&oacute; s&#7921; gi&aacute;m s&aacute;t quy &#273;&#7883;nh, &#273;&aacute;nh gi&aacute; r&#7911;i ro h&#7879; th&#7889;ng v&agrave; ph&ugrave; h&#7907;p v&#7899;i <a href="https://vn.beincrypto.com/boe-stablecoin-limits-crypto-firms/">&#432;u ti&ecirc;n c&#7911;a Ng&acirc;n h&agrave;ng Anh</a>.</p>
<p>C&aacute;c h&#7879; th&#7889;ng thanh to&aacute;n quan tr&#7885;ng c&#7911;a Anh, nh&#432; CHAPS v&agrave; h&#7879; th&#7889;ng Thanh to&aacute;n T&#7893;ng th&#7901;i gian th&#7921;c (RTGS), &#273;&#432;&#7907;c qu&#7843;n l&yacute; v&agrave; ki&#7875;m to&aacute;n t&#7853;p trung. M&#7897;t lo&#7841;i ti&#7873;n &#273;i&#7879;n t&#7917; phi t&#7853;p trung, bi&#7871;n &#273;&#7897;ng nh&#432; XRP kh&ocirc;ng ph&ugrave; h&#7907;p v&#7899;i m&ocirc; h&igrave;nh &#273;&oacute;.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-the-uk-s-policy-direction-favors-technology-neutrality">Ch&iacute;nh s&aacute;ch c&#7911;a V&#432;&#417;ng qu&#7889;c Anh &#7911;ng h&#7897; t&iacute;nh trung l&#7853;p c&ocirc;ng ngh&#7879;</h2>

<p>&#272;&#7841;o lu&#7853;t D&#7883;ch v&#7909; T&agrave;i ch&iacute;nh v&agrave; Th&#7883; tr&#432;&#7901;ng 2023 &#273;&atilde; trao quy&#7873;n cho c&aacute;c c&#417; quan qu&#7843;n l&yacute; <a href="https://vn.beincrypto.com/g7-banks-stablecoin-plan-analysis/" target="_blank" rel="noreferrer noopener">gi&aacute;m s&aacute;t stablecoin</a> v&agrave; c&aacute;c kho&#7843;n thanh to&aacute;n m&atilde; h&oacute;a. Tr&#7885;ng t&acirc;m l&agrave; ho&#7841;t &#273;&#7897;ng c&#417; b&#7843;n, kh&ocirc;ng ph&#7843;i t&agrave;i s&#7843;n c&aacute; nh&acirc;n.</p>
<p>Ng&acirc;n h&agrave;ng Anh v&agrave; <a href="https://vn.beincrypto.com/uks-fca-launches-crypto-standards-consultation-amid-criticism-over-disjointed-regulation/" target="_blank" rel="noreferrer noopener">FCA &#273;ang so&#7841;n th&#7843;o khung</a> cho stablecoin &#273;&#432;&#7907;c h&#7895; tr&#7907; b&#7857;ng ti&#7873;n ph&aacute;p &#273;&#7883;nh &mdash; kh&ocirc;ng ph&#7843;i token &#273;&#7847;u c&#417;. Chi&#7871;n l&#432;&#7907;c c&#7911;a h&#7885; h&#7895; tr&#7907; &#273;&#7893;i m&#7899;i nh&#432;ng tr&aacute;nh ch&#7881; &#273;&#7883;nh ng&#432;&#7901;i chi&#7871;n th&#7855;ng.</p>
<p>&#272;i&#7873;u n&agrave;y l&agrave;m cho kh&#7843; n&#259;ng Anh ch&#7885;n XRP cho tr&#7841;ng th&aacute;i &#273;&#7863;c bi&#7879;t l&agrave; kh&ocirc;ng cao.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-ripple-s-role-could-grow-without-xrp-endorsement">Vai tr&ograve; c&#7911;a Ripple c&oacute; th&#7875; ph&aacute;t tri&#7875;n &mdash; kh&ocirc;ng c&#7847;n s&#7921; &#7911;ng h&#7897; t&#7915; XRP</h2>

<p>&#7842;nh h&#432;&#7903;ng c&#7911;a Ripple t&#7841;i Anh c&oacute; th&#7875; &#273;&#7871;n t&#7915; c&aacute;c quan h&#7879; &#273;&#7889;i t&aacute;c v&agrave; h&#7907;p t&aacute;c c&#417; s&#7903; h&#7841; t&#7847;ng. H&#7885; c&oacute; th&#7875; h&#7895; tr&#7907; c&aacute;c h&agrave;nh lang &#273;&#432;&#7907;c qu&#7843;n l&yacute; cho ki&#7873;u h&#7889;i ho&#7863;c thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i d&#432;&#7899;i s&#7921; gi&aacute;m s&aacute;t c&#7911;a FCA.</p>
<p>S&#7921; h&#7907;p t&aacute;c n&agrave;y ph&ugrave; h&#7907;p v&#7899;i s&#7921; th&uacute;c &#273;&#7849;y c&#7911;a ch&iacute;nh ph&#7911; v&#7873; hi&#7879;u qu&#7843; d&#7921;a tr&ecirc;n blockchain trong t&agrave;i ch&iacute;nh. Tuy nhi&ecirc;n, &#273;i&#7873;u n&agrave;y v&#7851;n ch&#432;a &#273;&#7911; &#273;&#7875; <a href="https://vn.beincrypto.com/swift-xrp-ledger-integration-probability/" target="_blank" rel="noreferrer noopener">c&ocirc;ng nh&#7853;n XRP</a> l&agrave; c&#417; s&#7903; h&#7841; t&#7847;ng ch&#7911; quy&#7873;n ho&#7863;c quan tr&#7885;ng.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-why-a-formal-endorsement-is-unlikely">T&#7841;i sao m&#7897;t s&#7921; &#7911;ng h&#7897; ch&iacute;nh th&#7913;c l&agrave; kh&oacute; x&#7843;y ra</h2>

<p>Nhi&#7873;u y&#7871;u t&#7889; khi&#7871;n vi&#7879;c c&ocirc;ng nh&#7853;n ch&iacute;nh th&#7913;c l&agrave; kh&ocirc;ng th&#7875; x&#7843;y ra. Anh &#432;u ti&ecirc;n s&#7921; &#7893;n &#273;&#7883;nh quy &#273;&#7883;nh v&agrave; ki&#7875;m so&aacute;t ch&#7911; quy&#7873;n &#273;&#7889;i v&#7899;i c&aacute;c h&#7879; th&#7889;ng thanh to&aacute;n. S&#7921; bi&#7871;n &#273;&#7897;ng c&#7911;a XRP, qu&#7843;n tr&#7883; phi t&#7853;p trung v&agrave; l&#7883;ch s&#7917; ph&aacute;p l&yacute; t&#7841;i M&#7929; t&#7841;o ra r&#7911;i ro ch&iacute;nh s&aacute;ch.</p>
<p>H&#417;n n&#7919;a, s&#7921; t&#7853;p trung c&#7911;a Ng&acirc;n h&agrave;ng Anh v&agrave;o d&#7921; &aacute;n &#273;&#7891;ng b&#7843;ng k&#7929; thu&#7853;t s&#7889; v&agrave; h&#7879; th&#7889;ng RTGS m&#7899;i &#273;&#7875; l&#7841;i &iacute;t ch&#7895; cho vi&#7879;c ch&#7845;p nh&#7853;n c&aacute;c token b&ecirc;n ngo&agrave;i.</p>
<p>V&#7873; m&#7863;t ch&iacute;nh tr&#7883;, vi&#7879;c giao ph&oacute; c&aacute;c &#273;&#432;&#7901;ng ray thanh to&aacute;n c&#7889;t l&otilde;i cho m&#7897;t blockchain do t&#432; nh&acirc;n ho&#7863;c n&#432;&#7899;c ngo&agrave;i ki&#7875;m so&aacute;t l&agrave; kh&ocirc;ng th&#7875; ch&#7845;p nh&#7853;n &#273;&#432;&#7907;c.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-what-if-it-did-happen">&#272;i&#7873;u g&igrave; s&#7869; x&#7843;y ra n&#7871;u n&oacute; th&#7921;c s&#7921; x&#7843;y ra?</h2>

<p>N&#7871;u Anh b&#7857;ng c&aacute;ch n&agrave;o &#273;&oacute; c&ocirc;ng nh&#7853;n XRP l&agrave; m&#7897;t ph&#7847;n c&#7911;a c&#417; s&#7903; h&#7841; t&#7847;ng t&agrave;i ch&iacute;nh, c&aacute;c t&aacute;c &#273;&#7897;ng s&#7869; r&#7845;t l&#7899;n.</p>
<p><a href="https://vn.beincrypto.com/xrp-price-eyes-a-three-month-low/" target="_blank" rel="noreferrer noopener">XRP c&oacute; th&#7875; &#273;&#7841;t &#273;&#432;&#7907;c</a> s&#7921; r&otilde; r&agrave;ng v&#7873; quy &#273;&#7883;nh qu&#7889;c t&#7871;, quy&#7873;n truy c&#7853;p c&#7911;a t&#7893; ch&#7913;c v&agrave; t&iacute;nh h&#7907;p ph&aacute;p tr&ecirc;n th&#7883; tr&#432;&#7901;ng. Ripple s&#7869; c&#7911;ng c&#7889; v&#7883; th&#7871; c&#7911;a m&igrave;nh nh&#432; m&#7897;t &#273;&#7889;i t&aacute;c thanh to&aacute;n &#273;&aacute;ng tin c&#7853;y.</p>
<p>Tuy nhi&ecirc;n, c&aacute;c th&aacute;ch th&#7913;c v&#7873; qu&#7843;n tr&#7883; s&#7869; n&#7843;y sinh. C&aacute;c c&#417; quan qu&#7843;n l&yacute; c&oacute; th&#7875; y&ecirc;u c&#7847;u c&aacute;c s&#7893; c&aacute;i ph&#7909; c&oacute; quy&#7873;n ho&#7863;c c&oacute; th&#7875; ki&#7875;m to&aacute;n &mdash; thay &#273;&#7893;i b&#7843;n ch&#7845;t phi t&#7853;p trung c&#7911;a XRP.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-the-realistic-outlook">Tri&#7875;n v&#7885;ng th&#7921;c t&#7871;</h2>

<p>M&#7897;t t&#432;&#417;ng lai c&oacute; kh&#7843; n&#259;ng h&#417;n l&agrave; Ripple ti&#7871;p t&#7909;c l&agrave; m&#7897;t &#273;&#7889;i t&aacute;c c&#417; s&#7903; h&#7841; t&#7847;ng t&#432; nh&acirc;n, kh&ocirc;ng ph&#7843;i l&agrave; x&#432;&#417;ng s&#7889;ng c&ocirc;ng c&#7897;ng.</p>
<p>C&ocirc;ng ty c&oacute; th&#7875; &#273;&#7883;nh h&igrave;nh ch&iacute;nh s&aacute;ch, m&#7903; r&#7897;ng h&agrave;nh lang v&agrave; cung c&#7845;p thanh kho&#7843;n ph&ugrave; h&#7907;p v&#7899;i tu&acirc;n th&#7911; &mdash; m&agrave; kh&ocirc;ng c&#7847;n XRP tr&#7903; th&agrave;nh ti&#7873;n &#273;&#432;&#7907;c ch&iacute;nh ph&#7911; c&ocirc;ng nh&#7853;n.</p>
<p>Th&#7921;c t&#7871;, kh&#7843; n&#259;ng Qu&#7889;c h&#7897;i Anh ch&iacute;nh th&#7913;c &#7911;ng h&#7897; XRP l&agrave; r&#7845;t th&#7845;p.</p>
<p>Tuy nhi&ecirc;n, s&#7921; h&#7907;p t&aacute;c v&#7873; quy &#273;&#7883;nh c&#7911;a Ripple s&#7869; v&#7851;n c&oacute; &#7843;nh h&#432;&#7903;ng trong vi&#7879;c &#273;&#7883;nh h&igrave;nh c&aacute;c quy t&#7855;c t&agrave;i ch&iacute;nh k&#7929; thu&#7853;t s&#7889;.</p>


Ripple được nhắc đến trong Quốc hội Anh, nhưng liệu XRP có thể đóng vai trò trong tài chính quốc gia?