Cu&#7897;c tranh lu&#7853;n v&#7873; &#272;&#7841;o lu&#7853;t CLARITY ch&#7911; y&#7871;u xoay quanh cu&#7897;c gi&#7857;ng co gi&#7919;a ng&acirc;n h&agrave;ng v&agrave; c&aacute;c c&ocirc;ng ty crypto v&#7873; l&#7907;i su&#7845;t c&#7911;a stablecoin. D&ugrave; v&#7845;n &#273;&#7873; n&agrave;y &#273;ang chi&#7871;m s&oacute;ng truy&#7873;n th&ocirc;ng v&#7899;i t&#432; c&aacute;ch m&#7897;t d&#7921; lu&#7853;t li&ecirc;n quan &#273;&#7871;n c&#7845;u tr&uacute;c th&#7883; tr&#432;&#7901;ng, n&oacute; l&#7841;i l&agrave;m lu m&#7901; m&#7897;t v&#7845;n &#273;&#7873; &acirc;m th&#7847;m h&#417;n nh&#432;ng c&oacute; th&#7875; mang &yacute; ngh&#297;a c&ograve;n l&#7899;n h&#417;n.
N&#7871;u &#273;&#432;&#7907;c ban h&agrave;nh, &#272;&#7841;o lu&#7853;t CLARITY s&#7869; ch&iacute;nh th&#7913;c h&#7907;p ph&aacute;p h&oacute;a c&aacute;c vai tr&ograve; crypto n&#7857;m trong khu&ocirc;n kh&#7893; qu&#7843;n l&yacute; v&agrave; ng&#7847;m &aacute;p d&#7909;ng c&aacute;c ti&ecirc;u chu&#7849;n tu&acirc;n th&#7911; &#272;&#7841;o lu&#7853;t B&#7843;o m&#7853;t Ng&acirc;n h&agrave;ng (Bank Secrecy Act &ndash; BSA). D&ugrave; kh&ocirc;ng c&oacute; y&ecirc;u c&#7847;u r&otilde; r&agrave;ng, &#273;i&#7873;u n&agrave;y c&oacute; th&#7875; th&uacute;c &#273;&#7849;y m&ocirc; h&igrave;nh gi&aacute;m s&aacute;t l&ecirc;n h&agrave;ng &#273;&#7847;u, t&#7841;o &aacute;p l&#7921;c &#273;&#7875; c&aacute;c trung gian lo&#7841;i b&#7887; c&aacute;c t&agrave;i s&#7843;n b&#7843;o m&#7853;t ri&ecirc;ng t&#432; v&agrave; b&#7887; qua thi&#7871;t k&#7871; b&#7843;o m&#7853;t c&aacute; nh&acirc;n tr&#432;&#7899;c khi Qu&#7889;c h&#7897;i k&#7883;p th&#7843;o lu&#7853;n c&#7903;i m&#7903; c&aacute;c m&#7863;t l&#7907;i h&#7841;i c&#7911;a v&#7845;n &#273;&#7873;.
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-banks-join-talks-on-stablecoin-yield">C&aacute;c ng&acirc;n h&agrave;ng tham gia th&#7843;o lu&#7853;n v&#7873; l&#7907;i su&#7845;t stablecoin</h2>

V&agrave;o th&#7913; Hai, c&aacute;c nh&acirc;n v&#7853;t trong ng&agrave;nh &#273;&atilde; g&#7863;p c&#7889; v&#7845;n c&#7911;a T&#7893;ng th&#7889;ng M&#7929; Donald Trump &#273;&#7875; t&igrave;m ki&#7871;m c&aacute;c th&#7887;a hi&#7879;p ti&#7873;m n&#259;ng <a href="https://vn.beincrypto.com/clarity-act-loses-clarity-over-trumps-uae-crypto-deal/" target="_blank" rel="noreferrer noopener">li&ecirc;n quan &#273;&#7871;n d&#7921; lu&#7853;t c&#7845;u tr&uacute;c th&#7883; tr&#432;&#7901;ng v&#7851;n c&ograve;n g&acirc;y nhi&#7873;u tranh c&atilde;i</a>.
Cu&#7897;c th&#7843;o lu&#7853;n &#273;&#432;&#7907;c ch&#7911; tr&igrave; b&#7903;i Patrick Witt, gi&aacute;m &#273;&#7889;c &#273;i&#7873;u h&agrave;nh H&#7897;i &#273;&#7891;ng C&#7889; v&#7845;n T&#7893;ng th&#7889;ng v&#7873; T&agrave;i s&#7843;n s&#7889;. Cu&#7897;c h&#7885;p b&agrave;n tr&ograve;n <a href="https://vn.beincrypto.com/193m-crypto-war-chest-forces-white-house-to-the-table/" target="_blank" rel="noreferrer noopener">c&oacute; s&#7921; tham gia c&#7911;a c&aacute;c l&atilde;nh &#273;&#7841;o c&#7845;p cao</a> &#273;&#7871;n t&#7915; c&#7843; l&#297;nh v&#7921;c crypto v&agrave; ng&acirc;n h&agrave;ng truy&#7873;n th&#7889;ng.
Cu&#7897;c h&#7885;p n&agrave;y &#273;&atilde; <a href="https://vn.beincrypto.com/clarity-act-senate-vote-zero-democratic-support/" target="_blank" rel="noreferrer noopener">l&agrave;m c&#259;ng th&#7859;ng leo thang</a> gi&#7919;a ng&agrave;nh crypto v&agrave; t&agrave;i ch&iacute;nh truy&#7873;n th&#7889;ng.
Nhi&#7873;u ng&#432;&#7901;i &#273;&#7863;t c&acirc;u h&#7887;i t&#7841;i sao c&aacute;c nh&agrave; ho&#7841;ch &#273;&#7883;nh ch&iacute;nh s&aacute;ch l&#7841;i m&#7901;i Wall Street tham gia g&oacute;p &yacute; cho lu&#7853;t qu&#7843;n l&yacute; s&#7843;n ph&#7849;m &#273;ang c&#7841;nh tranh tr&#7921;c ti&#7871;p v&#7899;i ng&agrave;nh c&#7889;t l&otilde;i c&#7911;a h&#7885;. N&#7893;i b&#7853;t nh&#7845;t l&agrave; stablecoin c&oacute; l&#7907;i su&#7845;t &ndash; th&#7913; m&agrave; nhi&#7873;u ng&#432;&#7901;i coi l&agrave; m&#7889;i &#273;e d&#7885;a r&otilde; r&agrave;ng v&#7899;i ti&#7873;n g&#7917;i ng&acirc;n h&agrave;ng truy&#7873;n th&#7889;ng.
Tuy nhi&ecirc;n, cu&#7897;c h&#7885;p n&agrave;y c&#361;ng cho th&#7845;y m&#7897;t v&#7845;n &#273;&#7873; tinh t&#7871; h&#417;n nh&#432;ng kh&ocirc;ng k&eacute;m ph&#7847;n quan tr&#7885;ng: quy&#7873;n ri&ecirc;ng t&#432; c&aacute; nh&acirc;n.
<img style="height:400px;width:640px;" decoding="async" src="https://assets.beincrypto.com/img/rV-CwsmZWftjrK82unq66BtL20g=/smart/deb38ce965734a418819bcb46379244b" alt="KOLs &#273;&#7863;t c&acirc;u h&#7887;i v&igrave; sao ng&acirc;n h&agrave;ng l&#7841;i tham gia b&agrave;n v&#7873; &#272;&#7841;o lu&#7853;t CLARITY" class="wp-image-799216">KOLs &#273;&#7863;t c&acirc;u h&#7887;i v&igrave; sao ng&acirc;n h&agrave;ng l&#7841;i tham gia b&agrave;n v&#7873; &#272;&#7841;o lu&#7853;t CLARITY

<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-how-clarity-pulls-crypto-under-the-bank-secrecy-act">C&aacute;ch CLARITY &#273;&#432;a ti&#7873;n m&atilde; h&oacute;a v&agrave;o ph&#7841;m vi &#272;&#7841;o lu&#7853;t B&#7843;o m&#7853;t Ng&acirc;n h&agrave;ng</h2>

&#272;&#7841;o lu&#7853;t CLARITY t&#7921; gi&#7899;i thi&#7879;u nh&#432; m&#7897;t khung c&#7845;u tr&uacute;c th&#7883; tr&#432;&#7901;ng, mang &#273;&#7871;n s&#7921; ch&#7855;c ch&#7855;n v&#7873; ph&aacute;p l&yacute; cho ng&agrave;nh c&ocirc;ng nghi&#7879;p crypto M&#7929;. D&#7921; lu&#7853;t n&agrave;y h&#432;&#7899;ng t&#7899;i vi&#7879;c ch&#7881; &#273;&#7883;nh r&otilde; r&agrave;ng c&aacute;c ho&#7841;t &#273;&#7897;ng cho t&#7915;ng c&#417; quan qu&#7843;n l&yacute; c&#361;ng nh&#432; mang l&#7841;i s&#7921; minh b&#7841;ch ph&aacute;p l&yacute; m&agrave; c&aacute;c th&agrave;nh vi&ecirc;n th&#7883; tr&#432;&#7901;ng ch&#7901; &#273;&#7907;i b&#7845;y l&acirc;u nay.
Tuy nhi&ecirc;n, &#273;&#7841;o lu&#7853;t n&agrave;y c&ograve;n v&#432;&#7907;t ngo&agrave;i ph&#7841;m vi ph&acirc;n &#273;&#7883;nh quy&#7873;n h&#7841;n qu&#7843;n l&yacute;.
B&#7857;ng c&aacute;ch x&aacute;c &#273;&#7883;nh r&otilde; vai tr&ograve; &#273;&#432;&#7907;c qu&#7843;n l&yacute; trong l&#297;nh v&#7921;c crypto, &#273;&#7863;c bi&#7879;t l&agrave; c&aacute;c <a href="https://beincrypto.com/learn/centralized-exchange-tokens/" target="_blank" rel="noreferrer noopener">s&agrave;n giao d&#7883;ch t&#7853;p trung</a> v&agrave; nh&agrave; ph&aacute;t h&agrave;nh stablecoin, &#273;&#7841;o lu&#7853;t n&agrave;y &#273;&atilde; ch&iacute;nh th&#7913;c &#273;&#432;a h&#7885; v&agrave;o h&#7879; th&#7889;ng t&agrave;i ch&iacute;nh hi&#7879;n h&agrave;nh.
Khi c&aacute;c vai tr&ograve; n&agrave;y &#273;&#432;&#7907;c c&ocirc;ng nh&#7853;n h&#7907;p ph&aacute;p, vi&#7879;c tu&acirc;n th&#7911; &#272;&#7841;o lu&#7853;t B&#7843;o m&#7853;t Ng&acirc;n h&agrave;ng (BSA) l&agrave; &#273;i&#7873;u kh&ocirc;ng th&#7875; tr&aacute;nh kh&#7887;i, d&ugrave; b&#7843;n th&acirc;n &#273;&#7841;o lu&#7853;t n&agrave;y kh&ocirc;ng n&oacute;i r&otilde; c&aacute;ch BSA &aacute;p d&#7909;ng cho ho&#7841;t &#273;&#7897;ng on-chain.
S&#7921; thi&#7871;u r&otilde; r&agrave;ng n&agrave;y khi&#7871;n c&aacute;c quy&#7871;t &#273;&#7883;nh quan tr&#7885;ng l&#7841;i &#273;&#432;&#7907;c giao cho c&aacute;c trung gian, thay v&igrave; ph&#7843;i do Qu&#7889;c h&#7897;i quy&#7871;t &#273;&#7883;nh.
Do &#273;&oacute;, c&aacute;c s&agrave;n giao d&#7883;ch v&agrave; &#273;&#417;n v&#7883; l&#432;u k&yacute; th&#432;&#7901;ng s&#7869; &aacute;p d&#7909;ng ki&#7875;m tra danh t&iacute;nh ch&#7863;t ch&#7869;, theo d&otilde;i giao d&#7883;ch r&#7897;ng r&atilde;i h&#417;n v&agrave; thu th&#7853;p d&#7919; li&#7879;u kh&aacute;ch h&agrave;ng nhi&#7873;u h&#417;n. Ch&iacute;nh vi&#7879;c n&agrave;y &#273;&atilde; thi&#7871;t l&#7853;p nh&#7919;ng ti&ecirc;u chu&#7849;n ng&#7847;m thay cho quy &#273;&#7883;nh r&otilde; r&agrave;ng c&#7911;a lu&#7853;t ph&aacute;p.
Trong khu&ocirc;n kh&#7893; n&agrave;y, c&aacute;c d&#7921; &aacute;n <a href="https://beincrypto.com/learn/how-do-privacy-coins-work/" target="_blank" rel="noreferrer noopener">t&#7853;p trung v&agrave;o quy&#7873;n ri&ecirc;ng t&#432;</a> c&oacute; th&#7875; l&agrave; b&ecirc;n ch&#7883;u &#7843;nh h&#432;&#7903;ng n&#7863;ng n&#7873; nh&#7845;t.
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-privacy-assets-in-the-line-of-fire">T&agrave;i s&#7843;n b&#7843;o m&#7853;t &#273;ang b&#7883; t&#7845;n c&ocirc;ng</h2>

BSA y&ecirc;u c&#7847;u c&aacute;c t&#7893; ch&#7913;c t&agrave;i ch&iacute;nh <a href="https://vn.beincrypto.com/pi-network-kyc-delays-credibility-concerns/" target="_blank" rel="noreferrer noopener">x&aacute;c minh danh t&iacute;nh kh&aacute;ch h&agrave;ng</a> v&agrave; gi&aacute;m s&aacute;t c&aacute;c ho&#7841;t &#273;&#7897;ng &#273;&aacute;ng ng&#7901;. Tr&ecirc;n th&#7921;c t&#7871;, &#273;i&#7873;u n&agrave;y &#273;&#7891;ng ngh&#297;a c&aacute;c t&#7893; ch&#7913;c c&#7847;n bi&#7871;t kh&aacute;ch h&agrave;ng l&agrave; ai v&agrave; b&aacute;o c&aacute;o nh&#7919;ng d&#7845;u hi&#7879;u b&#7845;t th&#432;&#7901;ng &#273;&#7871;n c&#417; quan ch&#7913;c n&#259;ng.
Tuy nhi&ecirc;n, lu&#7853;t kh&ocirc;ng y&ecirc;u c&#7847;u ph&#7843;i minh b&#7841;ch to&agrave;n b&#7897; h&#7879; th&#7889;ng 24/7 hay vi&#7879;c t&#7845;t c&#7843; c&aacute;c giao d&#7883;ch &#273;&#7873;u ph&#7843;i truy v&#7871;t &#273;&#7871;n t&#7915;ng c&aacute; nh&acirc;n v&agrave;o m&#7885;i th&#7901;i &#273;i&#7875;m.
D&ugrave; v&#7853;y, c&aacute;c &#273;&#417;n v&#7883; l&#7899;n nh&#432; Binance, Coinbase hay Circle hi&#7879;n l&#7841;i h&agrave;nh &#273;&#7897;ng nh&#432; th&#7875; lu&#7853;t &#273;&atilde; y&ecirc;u c&#7847;u nh&#432; v&#7853;y. H&#7885; xem vi&#7879;c tu&acirc;n th&#7911; BSA ngh&#297;a l&agrave; ph&#7843;i &#273;&#7843;m b&#7843;o t&iacute;nh minh b&#7841;ch t&#7889;i &#273;a cho c&aacute;c giao d&#7883;ch on-chain &#273;&#7875; gi&#7843;m thi&#7875;u r&#7911;i ro ph&aacute;p l&yacute; trong b&#7889;i c&#7843;nh lu&#7853;t ph&aacute;p ch&#432;a r&otilde; r&agrave;ng.
C&aacute;ch l&agrave;m n&agrave;y d&#7851;n t&#7899;i c&aacute;c quy &#273;&#7883;nh gi&aacute;m s&aacute;t v&agrave; truy v&#7871;t ch&#7863;t ch&#7869;, &#273;&#7891;ng th&#7901;i tr&aacute;nh xa nh&#7919;ng n&#7873;n t&#7843;ng/ giao th&#7913;c h&#7841;n ch&#7871; kh&#7843; n&#259;ng theo d&otilde;i giao d&#7883;ch. C&aacute;c s&agrave;n t&#7853;p trung th&#432;&#7901;ng <a href="https://beincrypto.com/binance-privacy-coins-prohibition/" target="_blank" rel="noreferrer noopener">kh&ocirc;ng ni&ecirc;m y&#7871;t c&aacute;c coin h&#432;&#7899;ng &#273;&#7871;n quy&#7873;n ri&ecirc;ng t&#432;</a> nh&#432; Monero hay Zcash, kh&ocirc;ng ph&#7843;i v&igrave; BSA b&#7855;t bu&#7897;c, m&agrave; ch&#7881; l&agrave; gi&#7843;i ph&aacute;p ph&ograve;ng ng&#7915;a r&#7911;i ro.
Cho &#273;&#7871;n hi&#7879;n t&#7841;i, &#272;&#7841;o lu&#7853;t CLARITY ch&#432;a l&agrave;m r&otilde; BSA n&ecirc;n &aacute;p d&#7909;ng nh&#432; th&#7871; n&agrave;o &#273;&#7889;i v&#7899;i blockchain, n&#417;i quy&#7873;n ri&ecirc;ng t&#432; v&agrave; t&iacute;nh &#7849;n danh kh&aacute;c bi&#7879;t so v&#7899;i t&agrave;i ch&iacute;nh truy&#7873;n th&#7889;ng. S&#7921; im l&#7863;ng n&agrave;y r&#7845;t quan tr&#7885;ng.
Khi c&aacute;c y&ecirc;u c&#7847;u quan tr&#7885;ng kh&ocirc;ng &#273;&#432;&#7907;c x&aacute;c &#273;&#7883;nh r&otilde;, &#272;&#7841;o lu&#7853;t CLARITY c&oacute; th&#7875; khi&#7871;n c&aacute;ch hi&#7875;u b&#7843;o th&#7911; v&agrave; n&#7863;ng v&#7873; gi&aacute;m s&aacute;t c&#7911;a BSA tr&#7903; th&agrave;nh ti&ecirc;u chu&#7849;n b&#7855;t bu&#7897;c.
V&igrave; v&#7853;y, nh&#7919;ng ng&#432;&#7901;i g&#7855;n b&oacute; v&#7899;i tinh th&#7847;n cypherpunk c&#7911;a crypto s&#7869; ch&#7883;u &#7843;nh h&#432;&#7903;ng nhi&#7873;u nh&#7845;t, khi c&aacute;c c&ocirc;ng c&#7909; v&agrave; d&#7883;ch v&#7909; ch&uacute; tr&#7885;ng quy&#7873;n ri&ecirc;ng t&#432; <a href="https://vn.beincrypto.com/zcash-price-may-be-in-for-breakout/" target="_blank" rel="noreferrer noopener">ti&#7871;p t&#7909;c b&#7883; h&#7841;n ch&#7871;</a>.

Một bài đăng trên Twitter của Nhà Trắng tiết lộ rủi ro thực sự trong Đạo luật CLARITY

Cu&#7897;c tranh lu&#7853;n v&#7873; &#272;&#7841;o lu&#7853;t CLARITY ch&#7911; y&#7871;u xoay quanh cu&#7897;c gi&#7857;ng co gi&#7919;a ng&acirc;n h&agrave;ng v&agrave; c&aacute;c c&ocirc;ng ty crypto v&#7873; l&#7907;i su&#7845;t c&#7911;a stablecoin. D&ugrave; v&#7845;n &#273;&#7873; n&agrave;y &#273;ang chi&#7871;m s&oacute;ng truy&#7873;n th&ocirc;ng v&#7899;i t&#432; c&aacute;ch m&#7897;t d&#7921; lu&#7853;t li&ecirc;n quan &#273;&#7871;n c&#7845;u tr&uacute;c th&#7883; tr&#432;&#7901;ng, n&oacute; l&#7841;i l&agrave;m lu m&#7901; m&#7897;t v&#7845;n &#273;&#7873; &acirc;m th&#7847;m h&#417;n nh&#432;ng c&oacute; th&#7875; mang &yacute; ngh&#297;a c&ograve;n l&#7899;n h&#417;n.
N&#7871;u &#273;&#432;&#7907;c ban h&agrave;nh, &#272;&#7841;o lu&#7853;t CLARITY s&#7869; ch&iacute;nh th&#7913;c h&#7907;p ph&aacute;p h&oacute;a c&aacute;c vai tr&ograve; crypto n&#7857;m trong khu&ocirc;n kh&#7893; qu&#7843;n l&yacute; v&agrave; ng&#7847;m &aacute;p d&#7909;ng c&aacute;c ti&ecirc;u chu&#7849;n tu&acirc;n th&#7911; &#272;&#7841;o lu&#7853;t B&#7843;o m&#7853;t Ng&acirc;n h&agrave;ng (Bank Secrecy Act &ndash; BSA). D&ugrave; kh&ocirc;ng c&oacute; y&ecirc;u c&#7847;u r&otilde; r&agrave;ng, &#273;i&#7873;u n&agrave;y c&oacute; th&#7875; th&uacute;c &#273;&#7849;y m&ocirc; h&igrave;nh gi&aacute;m s&aacute;t l&ecirc;n h&agrave;ng &#273;&#7847;u, t&#7841;o &aacute;p l&#7921;c &#273;&#7875; c&aacute;c trung gian lo&#7841;i b&#7887; c&aacute;c t&agrave;i s&#7843;n b&#7843;o m&#7853;t ri&ecirc;ng t&#432; v&agrave; b&#7887; qua thi&#7871;t k&#7871; b&#7843;o m&#7853;t c&aacute; nh&acirc;n tr&#432;&#7899;c khi Qu&#7889;c h&#7897;i k&#7883;p th&#7843;o lu&#7853;n c&#7903;i m&#7903; c&aacute;c m&#7863;t l&#7907;i h&#7841;i c&#7911;a v&#7845;n &#273;&#7873;.
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-banks-join-talks-on-stablecoin-yield">C&aacute;c ng&acirc;n h&agrave;ng tham gia th&#7843;o lu&#7853;n v&#7873; l&#7907;i su&#7845;t stablecoin</h2>

V&agrave;o th&#7913; Hai, c&aacute;c nh&acirc;n v&#7853;t trong ng&agrave;nh &#273;&atilde; g&#7863;p c&#7889; v&#7845;n c&#7911;a T&#7893;ng th&#7889;ng M&#7929; Donald Trump &#273;&#7875; t&igrave;m ki&#7871;m c&aacute;c th&#7887;a hi&#7879;p ti&#7873;m n&#259;ng <a href="https://vn.beincrypto.com/clarity-act-loses-clarity-over-trumps-uae-crypto-deal/" target="_blank" rel="noreferrer noopener">li&ecirc;n quan &#273;&#7871;n d&#7921; lu&#7853;t c&#7845;u tr&uacute;c th&#7883; tr&#432;&#7901;ng v&#7851;n c&ograve;n g&acirc;y nhi&#7873;u tranh c&atilde;i</a>.
Cu&#7897;c th&#7843;o lu&#7853;n &#273;&#432;&#7907;c ch&#7911; tr&igrave; b&#7903;i Patrick Witt, gi&aacute;m &#273;&#7889;c &#273;i&#7873;u h&agrave;nh H&#7897;i &#273;&#7891;ng C&#7889; v&#7845;n T&#7893;ng th&#7889;ng v&#7873; T&agrave;i s&#7843;n s&#7889;. Cu&#7897;c h&#7885;p b&agrave;n tr&ograve;n <a href="https://vn.beincrypto.com/193m-crypto-war-chest-forces-white-house-to-the-table/" target="_blank" rel="noreferrer noopener">c&oacute; s&#7921; tham gia c&#7911;a c&aacute;c l&atilde;nh &#273;&#7841;o c&#7845;p cao</a> &#273;&#7871;n t&#7915; c&#7843; l&#297;nh v&#7921;c crypto v&agrave; ng&acirc;n h&agrave;ng truy&#7873;n th&#7889;ng.
Cu&#7897;c h&#7885;p n&agrave;y &#273;&atilde; <a href="https://vn.beincrypto.com/clarity-act-senate-vote-zero-democratic-support/" target="_blank" rel="noreferrer noopener">l&agrave;m c&#259;ng th&#7859;ng leo thang</a> gi&#7919;a ng&agrave;nh crypto v&agrave; t&agrave;i ch&iacute;nh truy&#7873;n th&#7889;ng.
Nhi&#7873;u ng&#432;&#7901;i &#273;&#7863;t c&acirc;u h&#7887;i t&#7841;i sao c&aacute;c nh&agrave; ho&#7841;ch &#273;&#7883;nh ch&iacute;nh s&aacute;ch l&#7841;i m&#7901;i Wall Street tham gia g&oacute;p &yacute; cho lu&#7853;t qu&#7843;n l&yacute; s&#7843;n ph&#7849;m &#273;ang c&#7841;nh tranh tr&#7921;c ti&#7871;p v&#7899;i ng&agrave;nh c&#7889;t l&otilde;i c&#7911;a h&#7885;. N&#7893;i b&#7853;t nh&#7845;t l&agrave; stablecoin c&oacute; l&#7907;i su&#7845;t &ndash; th&#7913; m&agrave; nhi&#7873;u ng&#432;&#7901;i coi l&agrave; m&#7889;i &#273;e d&#7885;a r&otilde; r&agrave;ng v&#7899;i ti&#7873;n g&#7917;i ng&acirc;n h&agrave;ng truy&#7873;n th&#7889;ng.
Tuy nhi&ecirc;n, cu&#7897;c h&#7885;p n&agrave;y c&#361;ng cho th&#7845;y m&#7897;t v&#7845;n &#273;&#7873; tinh t&#7871; h&#417;n nh&#432;ng kh&ocirc;ng k&eacute;m ph&#7847;n quan tr&#7885;ng: quy&#7873;n ri&ecirc;ng t&#432; c&aacute; nh&acirc;n.
<img style="height:400px;width:640px;"decoding="async" src="https://assets.beincrypto.com/img/rV-CwsmZWftjrK82unq66BtL20g=/smart/deb38ce965734a418819bcb46379244b" alt="KOLs &#273;&#7863;t c&acirc;u h&#7887;i v&igrave; sao ng&acirc;n h&agrave;ng l&#7841;i tham gia b&agrave;n v&#7873; &#272;&#7841;o lu&#7853;t CLARITY" class="wp-image-799216">KOLs &#273;&#7863;t c&acirc;u h&#7887;i v&igrave; sao ng&acirc;n h&agrave;ng l&#7841;i tham gia b&agrave;n v&#7873; &#272;&#7841;o lu&#7853;t CLARITY

<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-how-clarity-pulls-crypto-under-the-bank-secrecy-act">C&aacute;ch CLARITY &#273;&#432;a ti&#7873;n m&atilde; h&oacute;a v&agrave;o ph&#7841;m vi &#272;&#7841;o lu&#7853;t B&#7843;o m&#7853;t Ng&acirc;n h&agrave;ng</h2>

&#272;&#7841;o lu&#7853;t CLARITY t&#7921; gi&#7899;i thi&#7879;u nh&#432; m&#7897;t khung c&#7845;u tr&uacute;c th&#7883; tr&#432;&#7901;ng, mang &#273;&#7871;n s&#7921; ch&#7855;c ch&#7855;n v&#7873; ph&aacute;p l&yacute; cho ng&agrave;nh c&ocirc;ng nghi&#7879;p crypto M&#7929;. D&#7921; lu&#7853;t n&agrave;y h&#432;&#7899;ng t&#7899;i vi&#7879;c ch&#7881; &#273;&#7883;nh r&otilde; r&agrave;ng c&aacute;c ho&#7841;t &#273;&#7897;ng cho t&#7915;ng c&#417; quan qu&#7843;n l&yacute; c&#361;ng nh&#432; mang l&#7841;i s&#7921; minh b&#7841;ch ph&aacute;p l&yacute; m&agrave; c&aacute;c th&agrave;nh vi&ecirc;n th&#7883; tr&#432;&#7901;ng ch&#7901; &#273;&#7907;i b&#7845;y l&acirc;u nay.
Tuy nhi&ecirc;n, &#273;&#7841;o lu&#7853;t n&agrave;y c&ograve;n v&#432;&#7907;t ngo&agrave;i ph&#7841;m vi ph&acirc;n &#273;&#7883;nh quy&#7873;n h&#7841;n qu&#7843;n l&yacute;.
B&#7857;ng c&aacute;ch x&aacute;c &#273;&#7883;nh r&otilde; vai tr&ograve; &#273;&#432;&#7907;c qu&#7843;n l&yacute; trong l&#297;nh v&#7921;c crypto, &#273;&#7863;c bi&#7879;t l&agrave; c&aacute;c <a href="https://beincrypto.com/learn/centralized-exchange-tokens/" target="_blank" rel="noreferrer noopener">s&agrave;n giao d&#7883;ch t&#7853;p trung</a> v&agrave; nh&agrave; ph&aacute;t h&agrave;nh stablecoin, &#273;&#7841;o lu&#7853;t n&agrave;y &#273;&atilde; ch&iacute;nh th&#7913;c &#273;&#432;a h&#7885; v&agrave;o h&#7879; th&#7889;ng t&agrave;i ch&iacute;nh hi&#7879;n h&agrave;nh.
Khi c&aacute;c vai tr&ograve; n&agrave;y &#273;&#432;&#7907;c c&ocirc;ng nh&#7853;n h&#7907;p ph&aacute;p, vi&#7879;c tu&acirc;n th&#7911; &#272;&#7841;o lu&#7853;t B&#7843;o m&#7853;t Ng&acirc;n h&agrave;ng (BSA) l&agrave; &#273;i&#7873;u kh&ocirc;ng th&#7875; tr&aacute;nh kh&#7887;i, d&ugrave; b&#7843;n th&acirc;n &#273;&#7841;o lu&#7853;t n&agrave;y kh&ocirc;ng n&oacute;i r&otilde; c&aacute;ch BSA &aacute;p d&#7909;ng cho ho&#7841;t &#273;&#7897;ng on-chain.
S&#7921; thi&#7871;u r&otilde; r&agrave;ng n&agrave;y khi&#7871;n c&aacute;c quy&#7871;t &#273;&#7883;nh quan tr&#7885;ng l&#7841;i &#273;&#432;&#7907;c giao cho c&aacute;c trung gian, thay v&igrave; ph&#7843;i do Qu&#7889;c h&#7897;i quy&#7871;t &#273;&#7883;nh.
Do &#273;&oacute;, c&aacute;c s&agrave;n giao d&#7883;ch v&agrave; &#273;&#417;n v&#7883; l&#432;u k&yacute; th&#432;&#7901;ng s&#7869; &aacute;p d&#7909;ng ki&#7875;m tra danh t&iacute;nh ch&#7863;t ch&#7869;, theo d&otilde;i giao d&#7883;ch r&#7897;ng r&atilde;i h&#417;n v&agrave; thu th&#7853;p d&#7919; li&#7879;u kh&aacute;ch h&agrave;ng nhi&#7873;u h&#417;n. Ch&iacute;nh vi&#7879;c n&agrave;y &#273;&atilde; thi&#7871;t l&#7853;p nh&#7919;ng ti&ecirc;u chu&#7849;n ng&#7847;m thay cho quy &#273;&#7883;nh r&otilde; r&agrave;ng c&#7911;a lu&#7853;t ph&aacute;p.
Trong khu&ocirc;n kh&#7893; n&agrave;y, c&aacute;c d&#7921; &aacute;n <a href="https://beincrypto.com/learn/how-do-privacy-coins-work/" target="_blank" rel="noreferrer noopener">t&#7853;p trung v&agrave;o quy&#7873;n ri&ecirc;ng t&#432;</a> c&oacute; th&#7875; l&agrave; b&ecirc;n ch&#7883;u &#7843;nh h&#432;&#7903;ng n&#7863;ng n&#7873; nh&#7845;t.
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-privacy-assets-in-the-line-of-fire">T&agrave;i s&#7843;n b&#7843;o m&#7853;t &#273;ang b&#7883; t&#7845;n c&ocirc;ng</h2>

BSA y&ecirc;u c&#7847;u c&aacute;c t&#7893; ch&#7913;c t&agrave;i ch&iacute;nh <a href="https://vn.beincrypto.com/pi-network-kyc-delays-credibility-concerns/" target="_blank" rel="noreferrer noopener">x&aacute;c minh danh t&iacute;nh kh&aacute;ch h&agrave;ng</a> v&agrave; gi&aacute;m s&aacute;t c&aacute;c ho&#7841;t &#273;&#7897;ng &#273;&aacute;ng ng&#7901;. Tr&ecirc;n th&#7921;c t&#7871;, &#273;i&#7873;u n&agrave;y &#273;&#7891;ng ngh&#297;a c&aacute;c t&#7893; ch&#7913;c c&#7847;n bi&#7871;t kh&aacute;ch h&agrave;ng l&agrave; ai v&agrave; b&aacute;o c&aacute;o nh&#7919;ng d&#7845;u hi&#7879;u b&#7845;t th&#432;&#7901;ng &#273;&#7871;n c&#417; quan ch&#7913;c n&#259;ng.
Tuy nhi&ecirc;n, lu&#7853;t kh&ocirc;ng y&ecirc;u c&#7847;u ph&#7843;i minh b&#7841;ch to&agrave;n b&#7897; h&#7879; th&#7889;ng 24/7 hay vi&#7879;c t&#7845;t c&#7843; c&aacute;c giao d&#7883;ch &#273;&#7873;u ph&#7843;i truy v&#7871;t &#273;&#7871;n t&#7915;ng c&aacute; nh&acirc;n v&agrave;o m&#7885;i th&#7901;i &#273;i&#7875;m.
D&ugrave; v&#7853;y, c&aacute;c &#273;&#417;n v&#7883; l&#7899;n nh&#432; Binance, Coinbase hay Circle hi&#7879;n l&#7841;i h&agrave;nh &#273;&#7897;ng nh&#432; th&#7875; lu&#7853;t &#273;&atilde; y&ecirc;u c&#7847;u nh&#432; v&#7853;y. H&#7885; xem vi&#7879;c tu&acirc;n th&#7911; BSA ngh&#297;a l&agrave; ph&#7843;i &#273;&#7843;m b&#7843;o t&iacute;nh minh b&#7841;ch t&#7889;i &#273;a cho c&aacute;c giao d&#7883;ch on-chain &#273;&#7875; gi&#7843;m thi&#7875;u r&#7911;i ro ph&aacute;p l&yacute; trong b&#7889;i c&#7843;nh lu&#7853;t ph&aacute;p ch&#432;a r&otilde; r&agrave;ng.
C&aacute;ch l&agrave;m n&agrave;y d&#7851;n t&#7899;i c&aacute;c quy &#273;&#7883;nh gi&aacute;m s&aacute;t v&agrave; truy v&#7871;t ch&#7863;t ch&#7869;, &#273;&#7891;ng th&#7901;i tr&aacute;nh xa nh&#7919;ng n&#7873;n t&#7843;ng/ giao th&#7913;c h&#7841;n ch&#7871; kh&#7843; n&#259;ng theo d&otilde;i giao d&#7883;ch. C&aacute;c s&agrave;n t&#7853;p trung th&#432;&#7901;ng <a href="https://beincrypto.com/binance-privacy-coins-prohibition/" target="_blank" rel="noreferrer noopener">kh&ocirc;ng ni&ecirc;m y&#7871;t c&aacute;c coin h&#432;&#7899;ng &#273;&#7871;n quy&#7873;n ri&ecirc;ng t&#432;</a> nh&#432; Monero hay Zcash, kh&ocirc;ng ph&#7843;i v&igrave; BSA b&#7855;t bu&#7897;c, m&agrave; ch&#7881; l&agrave; gi&#7843;i ph&aacute;p ph&ograve;ng ng&#7915;a r&#7911;i ro.
Cho &#273;&#7871;n hi&#7879;n t&#7841;i, &#272;&#7841;o lu&#7853;t CLARITY ch&#432;a l&agrave;m r&otilde; BSA n&ecirc;n &aacute;p d&#7909;ng nh&#432; th&#7871; n&agrave;o &#273;&#7889;i v&#7899;i blockchain, n&#417;i quy&#7873;n ri&ecirc;ng t&#432; v&agrave; t&iacute;nh &#7849;n danh kh&aacute;c bi&#7879;t so v&#7899;i t&agrave;i ch&iacute;nh truy&#7873;n th&#7889;ng. S&#7921; im l&#7863;ng n&agrave;y r&#7845;t quan tr&#7885;ng.
Khi c&aacute;c y&ecirc;u c&#7847;u quan tr&#7885;ng kh&ocirc;ng &#273;&#432;&#7907;c x&aacute;c &#273;&#7883;nh r&otilde;, &#272;&#7841;o lu&#7853;t CLARITY c&oacute; th&#7875; khi&#7871;n c&aacute;ch hi&#7875;u b&#7843;o th&#7911; v&agrave; n&#7863;ng v&#7873; gi&aacute;m s&aacute;t c&#7911;a BSA tr&#7903; th&agrave;nh ti&ecirc;u chu&#7849;n b&#7855;t bu&#7897;c.
V&igrave; v&#7853;y, nh&#7919;ng ng&#432;&#7901;i g&#7855;n b&oacute; v&#7899;i tinh th&#7847;n cypherpunk c&#7911;a crypto s&#7869; ch&#7883;u &#7843;nh h&#432;&#7903;ng nhi&#7873;u nh&#7845;t, khi c&aacute;c c&ocirc;ng c&#7909; v&agrave; d&#7883;ch v&#7909; ch&uacute; tr&#7885;ng quy&#7873;n ri&ecirc;ng t&#432; <a href="https://vn.beincrypto.com/zcash-price-may-be-in-for-breakout/" target="_blank" rel="noreferrer noopener">ti&#7871;p t&#7909;c b&#7883; h&#7841;n ch&#7871;</a>.