<p>Paystand, m&#7897;t n&#7873;n t&#7843;ng thanh to&aacute;n B2B x&#7917; l&yacute; 20 t&#7927; USD h&agrave;ng n&#259;m, &#273;&atilde; mua l&#7841;i Bitwage, m&#7897;t d&#7883;ch v&#7909; tr&#7843; l&#432;&#417;ng b&#7857;ng ti&#7873;n &#273;i&#7879;n t&#7917; &#273;&atilde; x&#7917; l&yacute; h&#417;n 400 tri&#7879;u USD ti&#7873;n l&#432;&#417;ng &#273;i&#7879;n t&#7917; &#7903; 200 qu&#7889;c gia t&#7915; n&#259;m 2014.</p>
<p>Vi&#7879;c mua l&#7841;i t&iacute;ch h&#7907;p kh&#7843; n&#259;ng thanh to&aacute;n l&#432;&#417;ng b&#7857;ng <a href="https://vn.beincrypto.com/the-rise-of-crypto-paychecks-usdc-takes-the-lead/" target="_blank" rel="noreferrer noopener">USDC v&agrave; USDT</a> v&agrave;o quy tr&igrave;nh l&agrave;m vi&#7879;c c&#7911;a doanh nghi&#7879;p, khi kh&#7889;i l&#432;&#7907;ng chuy&#7875;n ti&#7873;n stablecoin v&agrave;o n&#259;m 2025 &#273;&#7841;t 9 ngh&igrave;n t&#7927; USD&mdash;g&#7847;n b&#7857;ng m&#7897;t n&#7917;a kh&#7889;i l&#432;&#7907;ng h&agrave;ng n&#259;m c&#7911;a Visa.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-crypto-payroll-infrastructure-integration">T&iacute;ch h&#7907;p c&#417; s&#7903; h&#7841; t&#7847;ng tr&#7843; l&#432;&#417;ng b&#7857;ng crypto</h2>

<p>C&#417; s&#7903; h&#7841; t&#7847;ng c&#7911;a Bitwage ph&#7909;c v&#7909; h&#417;n 90,000 c&ocirc;ng nh&acirc;n v&agrave; l&agrave;m vi&#7879;c t&#7921; do b&#7857;ng c&aacute;ch chuy&#7875;n &#273;&#7893;i l&#432;&#417;ng fiat th&agrave;nh stablecoins th&ocirc;ng qua n&#7873;n t&#7843;ng Circle v&agrave; Tether. Kh&aacute;ch h&agrave;ng hi&#7879;n t&#7841;i c&#7911;a Paystand g&#7891;m 1,000 doanh nghi&#7879;p&mdash;tr&#7843;i d&agrave;i trong ng&agrave;nh s&#7843;n xu&#7845;t, c&ocirc;ng ngh&#7879;, v&agrave; h&#7853;u c&#7847;n&mdash;s&#7869; c&oacute; kh&#7843; n&#259;ng s&#7917; d&#7909;ng t&iacute;nh n&#259;ng n&agrave;y. N&#7873;n t&#7843;ng k&#7871;t h&#7907;p lo&#7841;i b&#7887; s&#7921; ch&#7853;m tr&#7877; trong qu&aacute; tr&igrave;nh x&#7917; l&yacute; ACH, c&aacute;c ng&#7855;t giao d&#7883;ch v&agrave;o cu&#7889;i tu&#7847;n, v&agrave; ph&iacute; trao &#273;&#7893;i ngo&#7841;i t&#7879; khi th&#7921;c hi&#7879;n b&#7843;ng l&#432;&#417;ng truy&#7873;n th&#7889;ng.</p>
<p>N&#7873;n t&#7843;ng s&#7917; d&#7909;ng c&#417; s&#7903; h&#7841; t&#7847;ng kh&ocirc;ng ph&#7909; thu&#7897;c blockchain n&agrave;o. Trong khi Bitwage tr&#432;&#7899;c &#273;&acirc;y &#273;&atilde; h&#7895; tr&#7907; Bitcoin v&agrave; Ethereum, th&#7921;c th&#7875; m&#7899;i s&#7869; &#432;u ti&ecirc;n c&aacute;c gi&#7843;i ph&aacute;p layer-2 v&agrave; Solana &#273;&#7875; th&#7921;c hi&#7879;n giao d&#7883;ch nhanh h&#417;n. C&aacute;c c&ocirc;ng ty c&oacute; th&#7875; kh&#7903;i t&#7841;o giao d&#7883;ch b&#7843;ng l&#432;&#417;ng ngo&agrave;i gi&#7901; ng&acirc;n h&agrave;ng truy&#7873;n th&#7889;ng, v&#7899;i nh&acirc;n vi&ecirc;n nh&#7853;n USDC &#273;&#7875; chuy&#7875;n &#273;&#7893;i sang ti&#7873;n t&#7879; &#273;&#7883;a ph&#432;&#417;ng qua c&aacute;c s&agrave;n giao d&#7883;ch ho&#7863;c d&#7883;ch v&#7909; ng&acirc;n h&agrave;ng &#273;i&#7879;n t&#7917;. Bitwage b&aacute;o c&aacute;o kh&ocirc;ng c&oacute; s&#7921; c&#7889; an ninh trong su&#7889;t 11 n&#259;m ho&#7841;t &#273;&#7897;ng.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading">S&#7921; ph&aacute;t tri&#7875;n c&#7911;a th&#7883; tr&#432;&#7901;ng Stablecoin v&agrave; m&ocirc;i tr&#432;&#7901;ng ph&aacute;p l&yacute;</h2>

<p>D&#7919; li&#7879;u t&#7915; Chainalysis cho th&#7845;y chuy&#7875;n kho&#7843;n stablecoin t&#259;ng 87% so v&#7899;i n&#259;m tr&#432;&#7899;c, &#273;&#7841;t <a href="https://finance.yahoo.com/news/stablecoin-payments-hit-9-trillion-042534119.html" target="_blank" rel="noreferrer noopener nofollow">9 ngh&igrave;n t&#7927; USD v&agrave;o n&#259;m 2025</a>, v&#7899;i USDC &#273;&#7841;t m&#7913;c 2.3 ngh&igrave;n t&#7927; USD trong qu&yacute; 3. Kh&#7843;o s&aacute;t CFO c&#7911;a <a href="https://www.ey.com/content/dam/ey-unified-site/ey-com/en-us/insights/financial-services/documents/cs-eyp-stablecoin-survey.pdf" target="_blank" rel="noreferrer noopener nofollow">EY</a> ch&#7881; ra r&#7857;ng 87% &#273;&aacute;nh gi&aacute; stablecoins mang l&#7841;i l&#7907;i th&#7871; c&#7841;nh tranh, t&#259;ng t&#7915; 61% v&agrave;o n&#259;m 2024. Qu&#7929; BUIDL c&#7911;a BlackRock v&agrave; ch&#432;&#417;ng tr&igrave;nh thanh to&aacute;n USDC c&#7911;a Mastercard &#273;&atilde; gi&#7899;i thi&#7879;u giao d&#7883;ch &#273;&ocirc; la tr&ecirc;n chu&#7895;i cho c&aacute;c ho&#7841;t &#273;&#7897;ng t&#7893; ch&#7913;c.</p>
<p>Cu&#7897;c mua l&#7841;i di&#7877;n ra trong b&#7889;i c&#7843;nh c&oacute; nh&#7919;ng ph&aacute;t tri&#7875;n ph&aacute;p l&yacute; t&#7841;i Hoa K&#7923;. Ch&iacute;nh quy&#7873;n Trump &#273;&atilde; b&agrave;y t&#7887; s&#7921; &#7911;ng h&#7897; &#273;&#7889;i v&#7899;i c&aacute;c s&aacute;ng ki&#7871;n v&#7873; ti&#7873;n &#273;i&#7879;n t&#7917;, trong khi SEC &#273;&atilde; ra h&#432;&#7899;ng d&#7851;n v&#7873; y&ecirc;u c&#7847;u l&#432;u k&yacute; stablecoin. Visa &#273;&atilde; ho&agrave;n th&agrave;nh vi&#7879;c mua l&#7841;i m&#7897;t t&#7927; USD c&#7911;a Bridge, m&#7897;t n&#7873;n t&#7843;ng stablecoin, v&agrave;o &#273;&#7847;u n&#259;m nay.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-cross-border-payment-applications">&#7912;ng d&#7909;ng thanh to&aacute;n xuy&ecirc;n bi&ecirc;n gi&#7899;i</h2>

<p>C&aacute;c c&ocirc;ng ty c&oacute; th&#7875; chuy&#7875;n USDC v&agrave;o cu&#7889;i tu&#7847;n, trong khi ng&#432;&#7901;i lao &#273;&#7897;ng qu&#7889;c t&#7871; tr&aacute;nh c&aacute;c ph&iacute; chuy&#7875;n ti&#7873;n th&#432;&#7901;ng t&#7915; 3% &#273;&#7871;n 12% tr&ecirc;n c&aacute;c n&#7873;n t&#7843;ng th&ocirc;ng th&#432;&#7901;ng. C&aacute;c doanh nghi&#7879;p Nh&#7853;t B&#7843;n c&oacute; th&#7875; t&iacute;ch h&#7907;p JPYC sau khi h&#7879; th&#7889;ng API All Banking System ra m&#7855;t.</p>
<p>Th&#7883; tr&#432;&#7901;ng b&#7843;ng l&#432;&#417;ng ti&#7873;n &#273;i&#7879;n t&#7917; bao g&#7891;m c&aacute;c n&#7873;n t&#7843;ng nh&#432; Deel v&agrave; Rippling, c&#7843; hai &#273;&#7873;u cung c&#7845;p c&aacute;c t&ugrave;y ch&#7885;n thanh to&aacute;n b&#7857;ng ti&#7873;n &#273;i&#7879;n t&#7917;. Theo <a href="https://dataintelo.com/report/crypto-payroll-market" target="_blank" rel="noreferrer noopener">DataIntelo</a>, th&#7883; tr&#432;&#7901;ng n&agrave;y d&#7921; ki&#7871;n s&#7869; &#273;&#7841;t 6.38 t&#7927; USD v&agrave;o n&#259;m 2033.</p>


Lương bằng USDC trở thành xu hướng chính: Paystand mua lại Bitwage