<p>Changpeng Zhao, nh&agrave; s&aacute;ng l&#7853;p s&agrave;n giao d&#7883;ch ti&#7873;n &#273;i&#7879;n t&#7917; l&#7899;n nh&#7845;t th&#7871; gi&#7899;i Binance, d&#7921; &#273;o&aacute;n r&#7857;ng ti&#7873;n &#273;i&#7879;n t&#7917; s&#7869; tr&#7903; th&agrave;nh lo&#7841;i ti&#7873;n t&#7879; m&#7863;c &#273;&#7883;nh cho c&aacute;c t&aacute;c nh&acirc;n tr&iacute; tu&#7879; nh&acirc;n t&#7841;o (AI) trong m&#7897;t bu&#7893;i th&#7843;o lu&#7853;n t&#7841;i Di&#7877;n &#273;&agrave;n Kinh t&#7871; Th&#7871; gi&#7899;i t&#7893; ch&#7913;c t&#7841;i Davos.</p>
<p>Trong bu&#7893;i tr&ograve; chuy&#7879;n c&ugrave;ng c&aacute;c l&atilde;nh &#273;&#7841;o c&#7911;a ING Group, BNY Mellon v&agrave; Primavera Capital Group, CZ chia s&#7867; t&#7847;m nh&igrave;n v&#7873; c&aacute;ch c&ocirc;ng ngh&#7879; blockchain v&agrave; AI s&#7869; k&#7871;t h&#7907;p &#273;&#7875; thay &#273;&#7893;i to&agrave;n di&#7879;n l&#297;nh v&#7921;c t&agrave;i ch&iacute;nh to&agrave;n c&#7847;u.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-ai-agents-will-transact-in-crypto">C&aacute;c t&aacute;c nh&acirc;n AI s&#7869; giao d&#7883;ch b&#7857;ng ti&#7873;n &#273;i&#7879;n t&#7917;</h2>

<p>CZ nh&#7853;n &#273;&#7883;nh tr&iacute; tu&#7879; nh&acirc;n t&#7841;o l&agrave; m&#7897;t trong ba l&#297;nh v&#7921;c m&#7899;i n&#7893;i c&oacute; ti&#7873;m n&#259;ng l&agrave;m thay &#273;&#7893;i c&#259;n b&#7843;n ng&agrave;nh t&agrave;i ch&iacute;nh.</p>
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<p>&ldquo;Ti&#7873;n t&#7879; b&#7843;n &#273;&#7883;a c&#7911;a c&aacute;c <a href="https://vn.beincrypto.com/ai-agents-workplace-impact/" target="_blank" rel="noreferrer noopener">t&aacute;c nh&acirc;n AI</a> s&#7869; l&agrave; ti&#7873;n &#273;i&#7879;n t&#7917;,&rdquo; CZ nh&#7853;n &#273;&#7883;nh. &ldquo;Blockchain s&#7869; tr&#7903; th&agrave;nh giao di&#7879;n k&#7929; thu&#7853;t t&#7921; nhi&ecirc;n nh&#7845;t cho c&aacute;c t&aacute;c nh&acirc;n AI.&rdquo;</p>
</blockquote>

<p>&Ocirc;ng c&#361;ng cho bi&#7871;t c&ocirc;ng ngh&#7879; AI hi&#7879;n t&#7841;i v&#7851;n c&ograve;n nhi&#7873;u h&#7841;n ch&#7871; v&#7873; t&iacute;nh &#7913;ng d&#7909;ng th&#7921;c ti&#7877;n. &ldquo;AI ng&agrave;y nay v&#7851;n ch&#432;a th&#7875; hi&#7879;n vai tr&ograve; nh&#432; m&#7897;t t&aacute;c nh&acirc;n th&ocirc;ng minh&mdash;n&oacute; ch&#432;a th&#7875; &#273;&#7863;t v&eacute; m&aacute;y bay ho&#7863;c thanh to&aacute;n b&#7919;a tr&#432;a cho b&#7841;n,&rdquo; CZ gi&#7843;i th&iacute;ch. &ldquo;Nh&#432;ng khi AI &#273;&#7841;t &#273;&#7871;n tr&igrave;nh &#273;&#7897; &#273;&oacute;, to&agrave;n b&#7897; thanh to&aacute;n s&#7869; chuy&#7875;n sang d&ugrave;ng ti&#7873;n &#273;i&#7879;n t&#7917;.&rdquo;</p>
<p>D&#7921; &#273;o&aacute;n n&agrave;y ph&#7843;n &aacute;nh s&#7921; quan t&acirc;m ng&agrave;y c&agrave;ng l&#7899;n c&#7911;a ng&agrave;nh c&ocirc;ng nghi&#7879;p &#273;&#7889;i v&#7899;i s&#7921; k&#7871;t h&#7907;p gi&#7919;a AI v&agrave; blockchain, nh&#7845;t l&agrave; khi c&aacute;c h&#7879; th&#7889;ng t&#7921; &#273;&#7897;ng c&#7847;n &#273;&#7871;n m&#7897;t h&#7841; t&#7847;ng thanh to&aacute;n linh ho&#7841;t, l&#7853;p tr&igrave;nh &#273;&#432;&#7907;c.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-tokenization-and-payments-round-out-top-three">Tokenization v&agrave; thanh to&aacute;n n&#7857;m trong top ba h&agrave;ng &#273;&#7847;u</h2>

<p>B&ecirc;n c&#7841;nh AI, CZ c&#361;ng &#273;&#7873; c&#7853;p &#273;&#7871;n token h&oacute;a t&agrave;i s&#7843;n v&agrave; thanh to&aacute;n l&agrave; hai l&#297;nh v&#7921;c c&oacute; ti&#7873;m n&#259;ng t&#259;ng tr&#432;&#7903;ng l&#7899;n. &#272;&#7889;i v&#7899;i token h&oacute;a, &ocirc;ng ti&#7871;t l&#7897; &#273;ang t&iacute;ch c&#7921;c trao &#273;&#7893;i v&#7899;i nhi&#7873;u ch&iacute;nh ph&#7911; tr&ecirc;n th&#7871; gi&#7899;i.</p>
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<p>&ldquo;Hi&#7879;n t&ocirc;i &#273;ang th&#7843;o lu&#7853;n v&#7899;i h&#417;n m&#7897;t ch&#7909;c ch&iacute;nh ph&#7911; v&#7873; chi&#7871;n l&#432;&#7907;c token h&oacute;a t&agrave;i s&#7843;n, gi&uacute;p c&aacute;c ch&iacute;nh ph&#7911; c&oacute; th&#7875; thu l&#7841;i l&#7907;i nhu&#7853;n t&agrave;i ch&iacute;nh nhanh v&agrave; th&uacute;c &#273;&#7849;y c&aacute;c l&#297;nh v&#7921;c nh&#432; khai th&aacute;c, giao d&#7883;ch c&#361;ng nh&#432; c&aacute;c ng&agrave;nh kh&aacute;c ph&aacute;t tri&#7875;n,&rdquo; &ocirc;ng chia s&#7867;.</p>
</blockquote>

<p>Tuy nhi&ecirc;n, m&#7843;ng thanh to&aacute;n v&#7851;n l&agrave; m&#7897;t th&aacute;ch th&#7913;c ch&#432;a c&oacute; l&#7901;i gi&#7843;i. &ldquo;Ch&uacute;ng t&ocirc;i &#273;&atilde; th&#7917;, nh&#432;ng v&#7851;n ch&#432;a th&#7875; l&agrave;m &#273;&#432;&#7907;c,&rdquo; CZ th&#7915;a nh&#7853;n. &ldquo;Th&#7921;c t&#7871;, ti&#7873;n &#273;i&#7879;n t&#7917; v&#7851;n ch&#432;a th&#7921;c s&#7921; c&oacute; ch&#7895; &#273;&#7913;ng trong l&#297;nh v&#7921;c thanh to&aacute;n.&rdquo;</p>
<p>D&ugrave; v&#7853;y, &ocirc;ng v&#7851;n th&#7845;y ti&#7871;n b&#7897; v&#7899;i c&aacute;c gi&#7843;i ph&aacute;p k&#7871;t h&#7907;p gi&#7919;a h&#7879; th&#7889;ng thanh to&aacute;n truy&#7873;n th&#7889;ng c&ugrave;ng h&#7841; t&#7847;ng crypto&mdash;ng&#432;&#7901;i d&ugrave;ng qu&#7865;t th&#7867; nh&#432; th&ocirc;ng th&#432;&#7901;ng, nh&#432;ng ti&#7873;n &#273;i&#7879;n t&#7917; s&#7869; &#273;&#432;&#7907;c tr&#7915; t&#7915; v&iacute;, c&ograve;n ng&#432;&#7901;i b&aacute;n v&#7851;n nh&#7853;n thanh to&aacute;n b&#7857;ng ti&#7873;n ph&aacute;p &#273;&#7883;nh. &ldquo;Khi nh&#7919;ng c&acirc;y c&#7847;u n&agrave;y &#273;&#432;&#7907;c x&acirc;y d&#7921;ng, l&#297;nh v&#7921;c thanh to&aacute;n s&#7869; ch&#7913;ng ki&#7871;n m&#7897;t chuy&#7875;n m&igrave;nh l&#7899;n,&rdquo; CZ d&#7921; &#273;o&aacute;n.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-binance-by-the-numbers">Binance qua c&aacute;c con s&#7889;</h2>

<p>CZ c&#361;ng chia s&#7867; v&#7873; quy m&ocirc; hi&#7879;n t&#7841;i c&#7911;a Binance &#273;&#7875; minh h&#7885;a cho s&#7921; ph&#7893; bi&#7871;n c&#7911;a ti&#7873;n &#273;i&#7879;n t&#7917; tr&ecirc;n to&agrave;n c&#7847;u.</p>
<p>S&agrave;n giao d&#7883;ch n&agrave;y &#273;ang ph&#7909;c v&#7909; 300 tri&#7879;u ng&#432;&#7901;i d&ugrave;ng tr&ecirc;n to&agrave;n th&#7871; gi&#7899;i&mdash;m&#7897;t con s&#7889; m&agrave; CZ nh&#7853;n x&eacute;t &ldquo;c&oacute; th&#7875; c&ograve;n l&#7899;n h&#417;n b&#7845;t k&#7923; ng&acirc;n h&agrave;ng n&agrave;o m&agrave; t&ocirc;i bi&#7871;t&rdquo;. Kh&#7889;i l&#432;&#7907;ng giao d&#7883;ch tr&ecirc;n Binance kh&ocirc;ng ch&#7881; v&#432;&#7907;t qua S&#7903; Giao d&#7883;ch Ch&#7913;ng kho&aacute;n Th&#432;&#7907;ng H&#7843;i m&agrave; n&#259;m ngo&aacute;i c&ograve;n cao h&#417;n c&#7843; <a href="https://kr.beincrypto.com/binance-cz-predicts-crypto-super-cycle/">S&#7903; Giao d&#7883;ch Ch&#7913;ng kho&aacute;n New York</a>.</p>
<p>&Ocirc;ng c&#361;ng nh&#7845;n m&#7841;nh t&iacute;nh &#7893;n &#273;&#7883;nh c&#7911;a n&#7873;n t&#7843;ng n&agrave;y trong th&#7901;i k&#7923; th&#7883; tr&#432;&#7901;ng bi&#7871;n &#273;&#7897;ng. V&agrave;o th&aacute;ng 12/2023, sau c&uacute; s&#7889;c t&#7915; v&#7909; s&#7909;p &#273;&#7893; c&#7911;a FTX v&agrave; s&#7921; bi&#7871;n &#273;&#7897;ng c&#7911;a ng&agrave;nh, Binance &#273;&atilde; x&#7917; l&yacute; 7 t&#7927; USD r&uacute;t trong m&#7897;t ng&agrave;y m&agrave; kh&ocirc;ng g&#7863;p gi&aacute;n &#273;o&#7841;n. L&#432;&#7907;ng r&uacute;t t&#7893;ng c&#7897;ng trong tu&#7847;n &#273;&oacute; &#273;&#7841;t 14 t&#7927; USD nh&#432;ng s&agrave;n giao d&#7883;ch v&#7851;n ho&#7841;t &#273;&#7897;ng b&igrave;nh th&#432;&#7901;ng.</p>
<p>&ldquo;Trong h&#7879; th&#7889;ng ng&acirc;n h&agrave;ng truy&#7873;n th&#7889;ng, t&ocirc;i ch&#432;a th&#7845;y c&oacute; ng&acirc;n h&agrave;ng n&agrave;o c&oacute; th&#7875; ch&#7883;u &#273;&#432;&#7907;c l&#432;&#7907;ng r&uacute;t ti&#7873;n kh&#7893;ng l&#7891; nh&#432; v&#7853;y,&rdquo; CZ n&oacute;i, &#273;&#7891;ng th&#7901;i cho r&#7857;ng s&#7921; kh&aacute;c bi&#7879;t &#273;&#7871;n t&#7915; m&ocirc; h&igrave;nh d&#7921; tr&#7919; to&agrave;n ph&#7847;n c&#7911;a crypto so v&#7899;i m&ocirc; h&igrave;nh ng&acirc;n h&agrave;ng d&#7921; tr&#7919; m&#7897;t ph&#7847;n truy&#7873;n th&#7889;ng.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-what-won-t-survive">Nh&#7919;ng g&igrave; s&#7869; kh&ocirc;ng t&#7891;n t&#7841;i</h2>

<p>CZ c&#361;ng th&#7859;ng th&#7855;n b&agrave;y t&#7887; quan &#273;i&#7875;m v&#7873; nh&#7919;ng &#273;i&#7873;u c&oacute; th&#7875; kh&ocirc;ng c&ograve;n t&#7891;n t&#7841;i trong t&#432;&#417;ng lai.</p>
<p><a href="https://vn.beincrypto.com/bitcoin-payments-usage-vs-adoption-gap/" target="_blank" rel="noreferrer noopener">Thanh to&aacute;n b&#7857;ng Bitcoin</a>, sau m&#432;&#7901;i n&#259;m ph&aacute;t tri&#7875;n, v&#7851;n ch&#432;a th&#7921;c s&#7921; ti&#7871;n tri&#7875;n. &ldquo;N&#7871;u b&#7841;n h&#7887;i t&ocirc;i c&acirc;u n&agrave;y 10 n&#259;m tr&#432;&#7899;c, t&ocirc;i s&#7869; n&oacute;i v&#7873; thanh to&aacute;n b&#7857;ng Bitcoin. Nh&#432;ng &#273;&#7871;n gi&#7901;, sau m&#7897;t th&#7853;p k&#7927;, ch&uacute;ng ta v&#7851;n ch&#432;a &#273;&#7871;n g&#7847;n m&#7909;c ti&ecirc;u n&agrave;y,&rdquo; &ocirc;ng chia s&#7867;.</p>
<p>Memecoin c&#361;ng v&#7845;p ph&#7843;i s&#7921; nghi ng&#7901; t&#432;&#417;ng t&#7921;. &ldquo;T&ocirc;i c&oacute; linh c&#7843;m m&#7841;nh r&#7857;ng memecoin s&#7869; l&#7863;p l&#7841;i con &#273;&#432;&#7901;ng c&#7911;a NFT: t&#7915;ng c&#7921;c k&#7923; b&ugrave;ng n&#7893; r&#7891;i l&#7841;i l&#7855;ng xu&#7889;ng nhanh ch&oacute;ng.&rdquo; Nh&#7919;ng d&#7921; &aacute;n g&#7855;n li&#7873;n v&#7899;i v&#259;n h&oacute;a nh&#432; Dogecoin c&oacute; th&#7875; v&#7851;n s&#7869; t&#7891;n t&#7841;i, &ldquo;nh&#432;ng t&ocirc;i tin ph&#7847;n l&#7899;n memecoin s&#7869; kh&ocirc;ng th&#7875; tr&#7909; l&#7841;i l&acirc;u d&agrave;i.&rdquo;</p>
<p>C&aacute;c chi nh&aacute;nh ng&acirc;n h&agrave;ng v&#7853;t l&yacute; c&#361;ng s&#7869; gi&#7843;m m&#7841;nh. &ldquo;Nhu c&#7847;u &#273;&#7889;i v&#7899;i c&aacute;c ph&ograve;ng giao d&#7883;ch ng&acirc;n h&agrave;ng truy&#7873;n th&#7889;ng s&#7869; t&#7909;t d&#7889;c nhanh ch&oacute;ng,&rdquo; CZ d&#7921; b&aacute;o, &#273;&#7891;ng th&#7901;i nh&#7845;n m&#7841;nh s&#7921; ph&aacute;t tri&#7875;n c&#7911;a d&#7883;ch v&#7909; t&agrave;i ch&iacute;nh s&#7889; v&agrave; quy tr&igrave;nh x&aacute;c th&#7921;c &#273;i&#7879;n t&#7917; KYC.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-regulatory-landscape">B&#7913;c tranh ph&aacute;p l&yacute;</h2>

<p>N&oacute;i v&#7873; v&#7845;n &#273;&#7873; ph&aacute;p l&yacute;, CZ cho bi&#7871;t quy &#273;&#7883;nh v&#7873; crypto v&#7851;n kh&aacute;c bi&#7879;t r&#7845;t l&#7899;n gi&#7919;a c&aacute;c n&#432;&#7899;c. Binance hi&#7879;n s&#7903; h&#7919;u kho&#7843;ng 22-23 gi&#7845;y ph&eacute;p ho&#7841;t &#273;&#7897;ng tr&ecirc;n to&agrave;n c&#7847;u, nh&#432;ng ph&#7847;n l&#7899;n c&aacute;c qu&#7889;c gia v&#7851;n ch&#432;a c&oacute; khung ph&aacute;p l&yacute; r&otilde; r&agrave;ng.</p>
<p>&Ocirc;ng &#273;&#7873; xu&#7845;t &yacute; t&#432;&#7903;ng v&#7873; &ldquo;h&#7897; chi&#7871;u ph&aacute;p l&yacute;&rdquo;, t&#7913;c l&agrave; gi&#7845;y ph&eacute;p &#273;&#432;&#7907;c m&#7897;t qu&#7889;c gia c&#7845;p s&#7869; &#273;&#432;&#7907;c c&aacute;c qu&#7889;c gia kh&aacute;c c&ocirc;ng nh&#7853;n l&#7851;n nhau&mdash;m&#7897;t gi&#7843;i ph&aacute;p kh&#7843; thi h&#417;n vi&#7879;c x&acirc;y d&#7921;ng m&#7897;t c&#417; quan qu&#7843;n l&yacute; to&agrave;n c&#7847;u m&#7899;i.</p>
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<p>&ldquo;Crypto v&#7873; b&#7843;n ch&#7845;t &#273;&#7873;u gi&#7889;ng nhau &#7903; m&#7885;i n&#417;i. Ch&uacute;ng ta kh&ocirc;ng n&ecirc;n ph&#7843;i &#273;i&#7873;u ch&#7881;nh ri&ecirc;ng cho t&#7915;ng qu&#7889;c gia,&rdquo; CZ n&oacute;i.</p>
</blockquote>

CZ tại Davos: Crypto sẽ trở thành tiền tệ chính của các AI agent

<p>Changpeng Zhao, nh&agrave; s&aacute;ng l&#7853;p s&agrave;n giao d&#7883;ch ti&#7873;n &#273;i&#7879;n t&#7917; l&#7899;n nh&#7845;t th&#7871; gi&#7899;i Binance, d&#7921; &#273;o&aacute;n r&#7857;ng ti&#7873;n &#273;i&#7879;n t&#7917; s&#7869; tr&#7903; th&agrave;nh lo&#7841;i ti&#7873;n t&#7879; m&#7863;c &#273;&#7883;nh cho c&aacute;c t&aacute;c nh&acirc;n tr&iacute; tu&#7879; nh&acirc;n t&#7841;o (AI) trong m&#7897;t bu&#7893;i th&#7843;o lu&#7853;n t&#7841;i Di&#7877;n &#273;&agrave;n Kinh t&#7871; Th&#7871; gi&#7899;i t&#7893; ch&#7913;c t&#7841;i Davos.</p>
<p>Trong bu&#7893;i tr&ograve; chuy&#7879;n c&ugrave;ng c&aacute;c l&atilde;nh &#273;&#7841;o c&#7911;a ING Group, BNY Mellon v&agrave; Primavera Capital Group, CZ chia s&#7867; t&#7847;m nh&igrave;n v&#7873; c&aacute;ch c&ocirc;ng ngh&#7879; blockchain v&agrave; AI s&#7869; k&#7871;t h&#7907;p &#273;&#7875; thay &#273;&#7893;i to&agrave;n di&#7879;n l&#297;nh v&#7921;c t&agrave;i ch&iacute;nh to&agrave;n c&#7847;u.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-ai-agents-will-transact-in-crypto">C&aacute;c t&aacute;c nh&acirc;n AI s&#7869; giao d&#7883;ch b&#7857;ng ti&#7873;n &#273;i&#7879;n t&#7917;</h2>

<p>CZ nh&#7853;n &#273;&#7883;nh tr&iacute; tu&#7879; nh&acirc;n t&#7841;o l&agrave; m&#7897;t trong ba l&#297;nh v&#7921;c m&#7899;i n&#7893;i c&oacute; ti&#7873;m n&#259;ng l&agrave;m thay &#273;&#7893;i c&#259;n b&#7843;n ng&agrave;nh t&agrave;i ch&iacute;nh.</p>
<blockquote class="max-w-xl text-4.5 border-l-2 border-blue-600 pl-11 mb-9 select-all [&amp;_p]:!mb-0 wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<p>&ldquo;Ti&#7873;n t&#7879; b&#7843;n &#273;&#7883;a c&#7911;a c&aacute;c <a href="https://vn.beincrypto.com/ai-agents-workplace-impact/" target="_blank" rel="noreferrer noopener">t&aacute;c nh&acirc;n AI</a> s&#7869; l&agrave; ti&#7873;n &#273;i&#7879;n t&#7917;,&rdquo; CZ nh&#7853;n &#273;&#7883;nh. &ldquo;Blockchain s&#7869; tr&#7903; th&agrave;nh giao di&#7879;n k&#7929; thu&#7853;t t&#7921; nhi&ecirc;n nh&#7845;t cho c&aacute;c t&aacute;c nh&acirc;n AI.&rdquo;</p>
</blockquote>

<p>&Ocirc;ng c&#361;ng cho bi&#7871;t c&ocirc;ng ngh&#7879; AI hi&#7879;n t&#7841;i v&#7851;n c&ograve;n nhi&#7873;u h&#7841;n ch&#7871; v&#7873; t&iacute;nh &#7913;ng d&#7909;ng th&#7921;c ti&#7877;n. &ldquo;AI ng&agrave;y nay v&#7851;n ch&#432;a th&#7875; hi&#7879;n vai tr&ograve; nh&#432; m&#7897;t t&aacute;c nh&acirc;n th&ocirc;ng minh&mdash;n&oacute; ch&#432;a th&#7875; &#273;&#7863;t v&eacute; m&aacute;y bay ho&#7863;c thanh to&aacute;n b&#7919;a tr&#432;a cho b&#7841;n,&rdquo; CZ gi&#7843;i th&iacute;ch. &ldquo;Nh&#432;ng khi AI &#273;&#7841;t &#273;&#7871;n tr&igrave;nh &#273;&#7897; &#273;&oacute;, to&agrave;n b&#7897; thanh to&aacute;n s&#7869; chuy&#7875;n sang d&ugrave;ng ti&#7873;n &#273;i&#7879;n t&#7917;.&rdquo;</p>
<p>D&#7921; &#273;o&aacute;n n&agrave;y ph&#7843;n &aacute;nh s&#7921; quan t&acirc;m ng&agrave;y c&agrave;ng l&#7899;n c&#7911;a ng&agrave;nh c&ocirc;ng nghi&#7879;p &#273;&#7889;i v&#7899;i s&#7921; k&#7871;t h&#7907;p gi&#7919;a AI v&agrave; blockchain, nh&#7845;t l&agrave; khi c&aacute;c h&#7879; th&#7889;ng t&#7921; &#273;&#7897;ng c&#7847;n &#273;&#7871;n m&#7897;t h&#7841; t&#7847;ng thanh to&aacute;n linh ho&#7841;t, l&#7853;p tr&igrave;nh &#273;&#432;&#7907;c.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-tokenization-and-payments-round-out-top-three">Tokenization v&agrave; thanh to&aacute;n n&#7857;m trong top ba h&agrave;ng &#273;&#7847;u</h2>

<p>B&ecirc;n c&#7841;nh AI, CZ c&#361;ng &#273;&#7873; c&#7853;p &#273;&#7871;n token h&oacute;a t&agrave;i s&#7843;n v&agrave; thanh to&aacute;n l&agrave; hai l&#297;nh v&#7921;c c&oacute; ti&#7873;m n&#259;ng t&#259;ng tr&#432;&#7903;ng l&#7899;n. &#272;&#7889;i v&#7899;i token h&oacute;a, &ocirc;ng ti&#7871;t l&#7897; &#273;ang t&iacute;ch c&#7921;c trao &#273;&#7893;i v&#7899;i nhi&#7873;u ch&iacute;nh ph&#7911; tr&ecirc;n th&#7871; gi&#7899;i.</p>
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<p>&ldquo;Hi&#7879;n t&ocirc;i &#273;ang th&#7843;o lu&#7853;n v&#7899;i h&#417;n m&#7897;t ch&#7909;c ch&iacute;nh ph&#7911; v&#7873; chi&#7871;n l&#432;&#7907;c token h&oacute;a t&agrave;i s&#7843;n, gi&uacute;p c&aacute;c ch&iacute;nh ph&#7911; c&oacute; th&#7875; thu l&#7841;i l&#7907;i nhu&#7853;n t&agrave;i ch&iacute;nh nhanh v&agrave; th&uacute;c &#273;&#7849;y c&aacute;c l&#297;nh v&#7921;c nh&#432; khai th&aacute;c, giao d&#7883;ch c&#361;ng nh&#432; c&aacute;c ng&agrave;nh kh&aacute;c ph&aacute;t tri&#7875;n,&rdquo; &ocirc;ng chia s&#7867;.</p>
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<p>Tuy nhi&ecirc;n, m&#7843;ng thanh to&aacute;n v&#7851;n l&agrave; m&#7897;t th&aacute;ch th&#7913;c ch&#432;a c&oacute; l&#7901;i gi&#7843;i. &ldquo;Ch&uacute;ng t&ocirc;i &#273;&atilde; th&#7917;, nh&#432;ng v&#7851;n ch&#432;a th&#7875; l&agrave;m &#273;&#432;&#7907;c,&rdquo; CZ th&#7915;a nh&#7853;n. &ldquo;Th&#7921;c t&#7871;, ti&#7873;n &#273;i&#7879;n t&#7917; v&#7851;n ch&#432;a th&#7921;c s&#7921; c&oacute; ch&#7895; &#273;&#7913;ng trong l&#297;nh v&#7921;c thanh to&aacute;n.&rdquo;</p>
<p>D&ugrave; v&#7853;y, &ocirc;ng v&#7851;n th&#7845;y ti&#7871;n b&#7897; v&#7899;i c&aacute;c gi&#7843;i ph&aacute;p k&#7871;t h&#7907;p gi&#7919;a h&#7879; th&#7889;ng thanh to&aacute;n truy&#7873;n th&#7889;ng c&ugrave;ng h&#7841; t&#7847;ng crypto&mdash;ng&#432;&#7901;i d&ugrave;ng qu&#7865;t th&#7867; nh&#432; th&ocirc;ng th&#432;&#7901;ng, nh&#432;ng ti&#7873;n &#273;i&#7879;n t&#7917; s&#7869; &#273;&#432;&#7907;c tr&#7915; t&#7915; v&iacute;, c&ograve;n ng&#432;&#7901;i b&aacute;n v&#7851;n nh&#7853;n thanh to&aacute;n b&#7857;ng ti&#7873;n ph&aacute;p &#273;&#7883;nh. &ldquo;Khi nh&#7919;ng c&acirc;y c&#7847;u n&agrave;y &#273;&#432;&#7907;c x&acirc;y d&#7921;ng, l&#297;nh v&#7921;c thanh to&aacute;n s&#7869; ch&#7913;ng ki&#7871;n m&#7897;t chuy&#7875;n m&igrave;nh l&#7899;n,&rdquo; CZ d&#7921; &#273;o&aacute;n.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-binance-by-the-numbers">Binance qua c&aacute;c con s&#7889;</h2>

<p>CZ c&#361;ng chia s&#7867; v&#7873; quy m&ocirc; hi&#7879;n t&#7841;i c&#7911;a Binance &#273;&#7875; minh h&#7885;a cho s&#7921; ph&#7893; bi&#7871;n c&#7911;a ti&#7873;n &#273;i&#7879;n t&#7917; tr&ecirc;n to&agrave;n c&#7847;u.</p>
<p>S&agrave;n giao d&#7883;ch n&agrave;y &#273;ang ph&#7909;c v&#7909; 300 tri&#7879;u ng&#432;&#7901;i d&ugrave;ng tr&ecirc;n to&agrave;n th&#7871; gi&#7899;i&mdash;m&#7897;t con s&#7889; m&agrave; CZ nh&#7853;n x&eacute;t &ldquo;c&oacute; th&#7875; c&ograve;n l&#7899;n h&#417;n b&#7845;t k&#7923; ng&acirc;n h&agrave;ng n&agrave;o m&agrave; t&ocirc;i bi&#7871;t&rdquo;. Kh&#7889;i l&#432;&#7907;ng giao d&#7883;ch tr&ecirc;n Binance kh&ocirc;ng ch&#7881; v&#432;&#7907;t qua S&#7903; Giao d&#7883;ch Ch&#7913;ng kho&aacute;n Th&#432;&#7907;ng H&#7843;i m&agrave; n&#259;m ngo&aacute;i c&ograve;n cao h&#417;n c&#7843; <a href="https://kr.beincrypto.com/binance-cz-predicts-crypto-super-cycle/">S&#7903; Giao d&#7883;ch Ch&#7913;ng kho&aacute;n New York</a>.</p>
<p>&Ocirc;ng c&#361;ng nh&#7845;n m&#7841;nh t&iacute;nh &#7893;n &#273;&#7883;nh c&#7911;a n&#7873;n t&#7843;ng n&agrave;y trong th&#7901;i k&#7923; th&#7883; tr&#432;&#7901;ng bi&#7871;n &#273;&#7897;ng. V&agrave;o th&aacute;ng 12/2023, sau c&uacute; s&#7889;c t&#7915; v&#7909; s&#7909;p &#273;&#7893; c&#7911;a FTX v&agrave; s&#7921; bi&#7871;n &#273;&#7897;ng c&#7911;a ng&agrave;nh, Binance &#273;&atilde; x&#7917; l&yacute; 7 t&#7927; USD r&uacute;t trong m&#7897;t ng&agrave;y m&agrave; kh&ocirc;ng g&#7863;p gi&aacute;n &#273;o&#7841;n. L&#432;&#7907;ng r&uacute;t t&#7893;ng c&#7897;ng trong tu&#7847;n &#273;&oacute; &#273;&#7841;t 14 t&#7927; USD nh&#432;ng s&agrave;n giao d&#7883;ch v&#7851;n ho&#7841;t &#273;&#7897;ng b&igrave;nh th&#432;&#7901;ng.</p>
<p>&ldquo;Trong h&#7879; th&#7889;ng ng&acirc;n h&agrave;ng truy&#7873;n th&#7889;ng, t&ocirc;i ch&#432;a th&#7845;y c&oacute; ng&acirc;n h&agrave;ng n&agrave;o c&oacute; th&#7875; ch&#7883;u &#273;&#432;&#7907;c l&#432;&#7907;ng r&uacute;t ti&#7873;n kh&#7893;ng l&#7891; nh&#432; v&#7853;y,&rdquo; CZ n&oacute;i, &#273;&#7891;ng th&#7901;i cho r&#7857;ng s&#7921; kh&aacute;c bi&#7879;t &#273;&#7871;n t&#7915; m&ocirc; h&igrave;nh d&#7921; tr&#7919; to&agrave;n ph&#7847;n c&#7911;a crypto so v&#7899;i m&ocirc; h&igrave;nh ng&acirc;n h&agrave;ng d&#7921; tr&#7919; m&#7897;t ph&#7847;n truy&#7873;n th&#7889;ng.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-what-won-t-survive">Nh&#7919;ng g&igrave; s&#7869; kh&ocirc;ng t&#7891;n t&#7841;i</h2>

<p>CZ c&#361;ng th&#7859;ng th&#7855;n b&agrave;y t&#7887; quan &#273;i&#7875;m v&#7873; nh&#7919;ng &#273;i&#7873;u c&oacute; th&#7875; kh&ocirc;ng c&ograve;n t&#7891;n t&#7841;i trong t&#432;&#417;ng lai.</p>
<p><a href="https://vn.beincrypto.com/bitcoin-payments-usage-vs-adoption-gap/" target="_blank" rel="noreferrer noopener">Thanh to&aacute;n b&#7857;ng Bitcoin</a>, sau m&#432;&#7901;i n&#259;m ph&aacute;t tri&#7875;n, v&#7851;n ch&#432;a th&#7921;c s&#7921; ti&#7871;n tri&#7875;n. &ldquo;N&#7871;u b&#7841;n h&#7887;i t&ocirc;i c&acirc;u n&agrave;y 10 n&#259;m tr&#432;&#7899;c, t&ocirc;i s&#7869; n&oacute;i v&#7873; thanh to&aacute;n b&#7857;ng Bitcoin. Nh&#432;ng &#273;&#7871;n gi&#7901;, sau m&#7897;t th&#7853;p k&#7927;, ch&uacute;ng ta v&#7851;n ch&#432;a &#273;&#7871;n g&#7847;n m&#7909;c ti&ecirc;u n&agrave;y,&rdquo; &ocirc;ng chia s&#7867;.</p>
<p>Memecoin c&#361;ng v&#7845;p ph&#7843;i s&#7921; nghi ng&#7901; t&#432;&#417;ng t&#7921;. &ldquo;T&ocirc;i c&oacute; linh c&#7843;m m&#7841;nh r&#7857;ng memecoin s&#7869; l&#7863;p l&#7841;i con &#273;&#432;&#7901;ng c&#7911;a NFT: t&#7915;ng c&#7921;c k&#7923; b&ugrave;ng n&#7893; r&#7891;i l&#7841;i l&#7855;ng xu&#7889;ng nhanh ch&oacute;ng.&rdquo; Nh&#7919;ng d&#7921; &aacute;n g&#7855;n li&#7873;n v&#7899;i v&#259;n h&oacute;a nh&#432; Dogecoin c&oacute; th&#7875; v&#7851;n s&#7869; t&#7891;n t&#7841;i, &ldquo;nh&#432;ng t&ocirc;i tin ph&#7847;n l&#7899;n memecoin s&#7869; kh&ocirc;ng th&#7875; tr&#7909; l&#7841;i l&acirc;u d&agrave;i.&rdquo;</p>
<p>C&aacute;c chi nh&aacute;nh ng&acirc;n h&agrave;ng v&#7853;t l&yacute; c&#361;ng s&#7869; gi&#7843;m m&#7841;nh. &ldquo;Nhu c&#7847;u &#273;&#7889;i v&#7899;i c&aacute;c ph&ograve;ng giao d&#7883;ch ng&acirc;n h&agrave;ng truy&#7873;n th&#7889;ng s&#7869; t&#7909;t d&#7889;c nhanh ch&oacute;ng,&rdquo; CZ d&#7921; b&aacute;o, &#273;&#7891;ng th&#7901;i nh&#7845;n m&#7841;nh s&#7921; ph&aacute;t tri&#7875;n c&#7911;a d&#7883;ch v&#7909; t&agrave;i ch&iacute;nh s&#7889; v&agrave; quy tr&igrave;nh x&aacute;c th&#7921;c &#273;i&#7879;n t&#7917; KYC.</p>
<h2 class="bic-gutenberg-heading wp-heading wp-block-heading" id="h-regulatory-landscape">B&#7913;c tranh ph&aacute;p l&yacute;</h2>

<p>N&oacute;i v&#7873; v&#7845;n &#273;&#7873; ph&aacute;p l&yacute;, CZ cho bi&#7871;t quy &#273;&#7883;nh v&#7873; crypto v&#7851;n kh&aacute;c bi&#7879;t r&#7845;t l&#7899;n gi&#7919;a c&aacute;c n&#432;&#7899;c. Binance hi&#7879;n s&#7903; h&#7919;u kho&#7843;ng 22-23 gi&#7845;y ph&eacute;p ho&#7841;t &#273;&#7897;ng tr&ecirc;n to&agrave;n c&#7847;u, nh&#432;ng ph&#7847;n l&#7899;n c&aacute;c qu&#7889;c gia v&#7851;n ch&#432;a c&oacute; khung ph&aacute;p l&yacute; r&otilde; r&agrave;ng.</p>
<p>&Ocirc;ng &#273;&#7873; xu&#7845;t &yacute; t&#432;&#7903;ng v&#7873; &ldquo;h&#7897; chi&#7871;u ph&aacute;p l&yacute;&rdquo;, t&#7913;c l&agrave; gi&#7845;y ph&eacute;p &#273;&#432;&#7907;c m&#7897;t qu&#7889;c gia c&#7845;p s&#7869; &#273;&#432;&#7907;c c&aacute;c qu&#7889;c gia kh&aacute;c c&ocirc;ng nh&#7853;n l&#7851;n nhau&mdash;m&#7897;t gi&#7843;i ph&aacute;p kh&#7843; thi h&#417;n vi&#7879;c x&acirc;y d&#7921;ng m&#7897;t c&#417; quan qu&#7843;n l&yacute; to&agrave;n c&#7847;u m&#7899;i.</p>
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<p>&ldquo;Crypto v&#7873; b&#7843;n ch&#7845;t &#273;&#7873;u gi&#7889;ng nhau &#7903; m&#7885;i n&#417;i. Ch&uacute;ng ta kh&ocirc;ng n&ecirc;n ph&#7843;i &#273;i&#7873;u ch&#7881;nh ri&ecirc;ng cho t&#7915;ng qu&#7889;c gia,&rdquo; CZ n&oacute;i.</p>
